Megan Ryan is a payments professional specializing in digital innovations and emerging technologies. For five years, until 2026, she worked for the Federal Reserve Bank of Chicago as a payments policy specialist. At the Federal Reserve she focused on examining how technological advancements are reshaping the way individuals and businesses move money, with attention to the policy implications of these innovations. Her publications have covered the evolution of cryptocurrency and stablecoins, the impact of quantum computing on payments, offline digital payment capabilities, digital identity feasibility, and financial inclusion. She is passionate about understanding the gap between technological possibility and practical implementation, ensuring that payment innovation serves the broader goals of efficiency, security, and accessibility of the financial system. She has a Masters in public policy from Northwestern University and a Bachelors in Marine and Conservation Biology from Seattle University.
-
Expanding fintech charters and workforces shrinking across the Fed, OCC, and FDIC require financial services leaders to assume the role of technical auditor to protect against systemic contagion.
August 6 -
A surge in bank charter approvals for fintechs and crypto firms creates new risks for sponsor banks.
July 22 -
The need to scale quickly is adding new challenges to the build vs. buy debate
July 6 -
The Museum of American Finance opened a free, Smithsonian-affiliated home in Boston's Seaport on Friday, betting it can make money history stick.
July 2 -
Segmenting the landscape: How legacy core, money service businesses and stablecoins divide cross-border value
June 8 -
While stablecoins aren't widely used for payments, banks still have a role to play in leading the market.
April 28 -
Banks must plan to support decentralized finance without disturbing their existing businesses. That's easier said than done.
March 30
