Market Intelligence

A surge in bank charter approvals for fintechs and crypto firms creates new risks for sponsor banks.

In a new paper, the frontier model creator shares how its LLM processes information and generates responses. This could open doors to training, interpretability and governance issues for banks that aim to use it.

Alex Karp told CNBC the frontier model providers are charging too much for tokens and taking customers' intellectual property. Here are the risks to bankers' strategies.

The need to scale quickly is adding new challenges to the build vs. buy debate

Segmenting the landscape: How legacy core, money service businesses and stablecoins divide cross-border value

Research from American Banker shows that at least a quarter of all respondents see BNPL as a credible threat to credit card revenue.

American Banker research finds that while more than 30% agree buy now/pay later is good for banks and consumers, the majority of respondents are unconvinced.

While stablecoins aren't widely used for payments, banks still have a role to play in leading the market.

American Banker's BNPL Tradeoff Survey finds risk and regulatory fears are leading many banks and credit unions to hold off on offering the lending product.

American Banker's 2026 AI Talent Shift survey found that half of all respondents said they are at least moderately literate in AI.

American Banker data finds that hiring could outpace layoffs in the months to come, and artificial intelligence is not as big a driver as many believe.

American Banker data found that those who upped artificial intelligence spending by more than 25% in the last year saw major improvements in employee output.

American Banker's 2026 AI Talent Shift survey finds that most institutions upped spending on artificial intelligence by at least 10% over the last year.

American Banker data finds that a majority of executives investing in technology expect payments enhancements in the immediate future as well as further out.

Banks must plan to support decentralized finance without disturbing their existing businesses. That's easier said than done.

American Banker data finds that regulatory clarity is the top ask from executives holding back on adoption planning.

New research from American Banker finds that the largest banks are the top players in stablecoin issuance and on-chain technology adoption.

Research from American Banker finds that executives are under pressure from nonbank firms and are concerned about identity theft in 2026.

Executives have more trust in the central bank's board than their smaller-bank brethren, according to American Banker's 2026 Predictions report.

Top takeaways from American Banker's 2026 Predictions report finds that midsize bankers push for app investments and are concerned about wire transfer fraud.