Market Intelligence

The bank's strategy for getting from experimentation to measurable ROI is a model others should consider.

As institutions look to ease exposure, digital assets are the largest area of concern, according to American Banker Market Intelligence research

Consumers are confused about FDIC coverage for fintechs, placing the same amount of trust into nonbank payment companies that do not provide the same deposit protection.

T-shaped teams help banks measure AI impact by defining outcomes upfront, tracing results to AI and rolling them into business impact at the enterprise level.

This is the first in a three-part series on measuring AI impact. Subsequent pieces will explore related organizational and methodological challenges.

Expanding fintech charters and workforces shrinking across the Fed, OCC, and FDIC require financial services leaders to assume the role of technical auditor to protect against systemic contagion.

Models, data and workflow are all important, but proprietary workflows create a competitive edge.

A surge in bank charter approvals for fintechs and crypto firms creates new risks for sponsor banks.

In a new paper, the frontier model creator shares how its LLM processes information and generates responses. This could open doors to training, interpretability and governance issues for banks that aim to use it.

Alex Karp told CNBC the frontier model providers are charging too much for tokens and taking customers' intellectual property. Here are the risks to bankers' strategies.

The need to scale quickly is adding new challenges to the build vs. buy debate

Segmenting the landscape: How legacy core, money service businesses and stablecoins divide cross-border value

Research from American Banker shows that at least a quarter of all respondents see BNPL as a credible threat to credit card revenue.

American Banker research finds that while more than 30% agree buy now/pay later is good for banks and consumers, the majority of respondents are unconvinced.

While stablecoins aren't widely used for payments, banks still have a role to play in leading the market.

American Banker's BNPL Tradeoff Survey finds risk and regulatory fears are leading many banks and credit unions to hold off on offering the lending product.

American Banker's 2026 AI Talent Shift survey found that half of all respondents said they are at least moderately literate in AI.

American Banker data finds that hiring could outpace layoffs in the months to come, and artificial intelligence is not as big a driver as many believe.

American Banker data found that those who upped artificial intelligence spending by more than 25% in the last year saw major improvements in employee output.

American Banker's 2026 AI Talent Shift survey finds that most institutions upped spending on artificial intelligence by at least 10% over the last year.