Mid-Hudson Valley FCU Pilots Drive-Thru Video Teller

KINGSTON, N.Y. – Mid-Hudson Valley FCU, one of the first deployers of the 24x7 video teller, is the first credit union or bank to offer the technology at the drive-thru lane.

The $730 million credit union is using the same video tellers invented by uGenius Technology that it implemented at more than half-dozen branches to now offer round-the-clock teller services at its drive-thru lanes. "The drive-up configuration adds a new, and even higher level of convenience", said Bob Michaud, the credit union’s chief marketing officer.

uGenius’s 24/7 Drive-up Personal Teller can handle almost any transaction done at a teller window such as withdrawals, deposits using both checks and cash, loan payments and account transfers. The member interacts with the teller through a video portal where they can see and hear each other, just like in the branch but from the comfort of their vehicle. Tellers assist members from a central location in Mid-Hudson Valley’s headquarters in Kingston, N.Y. "There are many times when our members need to speak with a teller. A machine, even some of the newer, full-featured ATMs, can't offer that level of personal service," said Michaud.

"The MHV brand is centered on a promise to members to build banking around them and their needs,” said Michaud. “We strive to continuously take member service to a higher level and the 24/7 Personal Teller technology easily allows us to deliver on that brand promise. Now members don't even have to leave their vehicles to interact with our tellers."

For reprint and licensing requests for this article, click here.
Technology
MORE FROM AMERICAN BANKER