BELLEVUE, Neb. SAC FCU is offering a new mortgage that charges a 3% down payment, no prepayment penalty, terms up to 30 years, and in-house servicing.
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This product is aimed at first time home buyers, but the credit union said it also may be beneficial to move-up home buyers. First time home buyers may qualify for no lender closing costs.
“This program can help buyers who need down payment assistance or reduced out-of-pocket expenses at a time when home sales are gaining strength,” said Alan Stoltenberg, vice president of mortgages at the $675-million credit union.
