Asset Group Asset Group Asset Group Asset Group
Under $10M $10M-$100M $100M-$500M Over $500M
No. of Credit Unions 3657 3350 929 302
Total Assets $13.68B $115.31B $199.35B $412.34B
Average Assets (non dollar-weighted) $3.74M $34.42M $214.58M $1.37B
Net Worth/Total Assets 16.24% 12.97% 11.65% 10.69%
Average Net Worth (non dollar-weighted) 17.62% 13.59% 11.65% 11.13%
Net Worth Growth -6.60% -0.20% 0.76% 12.37%
Return on Average Assets 0.60% 0.64% 0.65% 0.84%
Net Interest Margin/Average Assets 4.18% 3.74% 3.35% 2.78%
Fee & Other Income/Average Assets 0.69% 1.21% 1.45% 1.27%
Operating Expense/Average Assets 4.02% 4.07% 3.81% 2.90%
Members / Full-Time Employees 442.49 397.48 348.97 387.77
Provision for LLL/Average Assets 0.29% 0.27% 0.38% 0.34%
Loans/Shares 70.49% 72.31% 79.60% 83.30%
Delinquent Loans/Total Loans 2.07% 1.04% 0.83% 0.51%
% of Real Estate Lns Delinquent > 2 Mths 1.08% 0.68% 0.72% 0.27%
Net Charge-Offs/Average Loans 0.48% 0.44% 0.45% 0.45%
Share Growth -6.73% 2.38% 4.11% 15.37%
Loan Growth -13.18% -5.55% -1.69% 11.49%
Asset Growth -7.04% 1.50% 2.65% 14.42%
Membership Growth -12.16% -5.25% -2.13% 10.31%
Net Long-Term Assets/Total Assets 8.02% 21.13% 29.01% 30.52%
Cash + Short-Term Invest./Assets 31.55% 22.40% 16.18% 15.18%
Borrowings/Shares & Net Worth 0.17% 0.45% 1.62% 3.43%
Note: The growth trends are an aggregate figure and do not account for the credit unions which moved into or out of adjoining asset groups.
