Joe Walsh, Jr., president and CEO of $560 million DIRECT FCU, Needham, Mass.
We are very happy with our core. We have been on it for 30 years. We were on Summit Spectrum for years, and then Summit was purchased by Fiserv. Fiserv continues to put assets into it. Spectrum has a number of the largest credit unions. Some of the larger credit unions in the Boston area are on Spectrum, so I can talk to the CEOs of those credit unions about the direction of the software while at local networking events, which is really nice. It is very easy to add third-party products. In recent years we added mobile banking, mortgage processing and more. It is very effective.