Community Banks with Highest Return on Average Assets

September 30, 2009, 2:39 p.m. EDT 1 Min Read

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Community Banks with Highest Return on Average AssetsOn June 30, 2009. Dollars in thousands Published October 1, 2009
Rank		Return on avg. assets		Assets	Return on avg. equity	Efficiency ratio
Rank		2Q '09	2Q '08	Assets	Return on avg. equity	Efficiency ratio
1	Hiawatha National Bank Hager City, Wis.	5.97%	-0.30%	$42,916	51.66%	0.00%
2	TriCentury Bank Simpson, Kan.	5.87	-3.93	3,119	44.95	88.74
3	State Bank of Texas Irving	4.69	3.54	602,887	40.87	15.13
4	First State Bank Keyes, Okla.	4.65	-0.52	38,734	59.92	43.02
5	First Credit Bank Los Angeles	4.54	4.84	492,035	22.72	8.98
6	Security State Bank Ansley, Neb.	4.32	1.95	70,651	57.76	41.14
7	Benchmark Bank Plano, Tex.	4.28	0.28	330,572	49.95	55.48
8	Trust Co. San Antonio	4.06	-1.70	57,206	24.30	68.90
9	State Bank of Danvers Minn.	3.85	0.80	37,462	33.36	41.68
10	Peoples State Bank Cherryvale, Kan.	3.74	5.20	14,999	14.21	41.56
11	Madison National Bank Hauppauge, N.Y.	3.73	-0.24	286,945	35.44	80.85
12	State Bank of Lincoln Ill.	3.53	2.42	194,810	28.77	56.57
13	Continental Bank Salt Lake City	3.51	2.96	92,930	31.45	40.33
14	Sargent County Bank Forman, N.D.	3.27	2.03	77,101	26.09	30.49
15	Clinton State Bank Minn.	3.25	2.69	60,022	24.15	26.08
	Peoples Community Bank Greenville, Mo.	3.25	3.46	85,269	18.10	44.06
17	Marlin Business Bank Salt Lake City	3.18	2.73	98,789	20.85	50.35
18	American Exchange Bank Elmwood, Neb.	3.16	0.38	32,439	24.47	44.33
19	Yellowstone Bank Laurel, Mont.	3.15	3.68	434,702	19.28	39.47
20	Bank of Buffalo Ky.	3.12	2.40	60,712	35.29	33.80
	Corydon State Bank Iowa	3.12	2.09	64,234	19.96	23.00
22	Senath State Bank Mo.	3.07	2.09	54,655	21.09	44.74
23	Bank of Bloomsdale Mo.	3.02	2.56	182,861	36.22	38.30
	First State Bank Barboursville, W.Va.	3.02	1.84	204,436	35.00	55.58
	Grand Bank Hamilton, N.J.	3.02	0.99	378,049	49.37	66.47
26	Lindell Bank and Trust Co. St. Louis	3.00	3.54	344,989	16.15	36.82
27	Deposit Bank of Carlisle Ky.	2.96	2.86	70,721	12.43	37.39
	Farmers and Merchants Bank of Kendall Wis.	2.96	3.56	55,930	29.84	44.16
29	Bank of Rison Ark.	2.90	2.23	28,910	15.84	38.48
30	Vermillion State Bank Minn.	2.87	2.92	416,959	23.93	24.87
31	Farmers Bank Carnegie, Okla.	2.86	2.60	48,616	27.35	50.40
	Vermont State Bank Ill.	2.86	2.80	14,835	33.18	39.23
33	First American Bank Stonewall, Okla.	2.84	1.99	21,727	26.38	51.98
	Pioneer Bank SSB Dripping Springs, Tex.	2.84	-1.93	74,289	21.70	86.62
35	Bank of the Wichitas Snyder, Okla.	2.76	1.08	122,359	32.95	54.54
	Frontier Bank Davenport, Neb.	2.76	1.80	20,264	46.63	49.33
37	Solon State Bank Iowa	2.76	2.79	82,513	14.91	36.47
38	First Security Bank-Lake Benton Minn.	2.75	0.06	26,227	36.77	53.57
39	Ruby Valley National Bank Twin Bridges, Mont.	2.74	3.45	70,345	22.62	51.35
40	Abbeville Building and Loan La.	2.73	3.38	34,020	10.00	55.60
41	Bank of Baker Mont.	2.69	3.83	93,215	30.80	36.57
42	First National Bank of Picayune Miss.	2.68	3.15	200,027	25.83	49.21
	Texas Bank Brownwood	2.68	3.11	309,105	29.97	51.95
44	Citizens State Bank of Clayton Wis.	2.65	1.92	73,792	35.51	48.11
45	Bank at Broadmoor Colorado Springs	2.61	1.41	165,125	30.80	53.72
	Bank of Dade Trenton, Ga.	2.61	2.73	91,118	38.65	51.35
	Bank of Union El Reno, Okla.	2.61	2.47	260,110	29.42	37.02
	Country Club Bank Shawnee Mission, Kan.	2.61	1.50	679,779	34.72	75.34
49	Lusk State Bank Wyo.	2.60	2.43	37,868	29.63	51.15
	State Bank of Wynnewood Okla.	2.60	1.63	60,549	22.14	52.48
51	Almena State Bank Kan.	2.57	0.60	17,975	37.07	67.33
	Citizens Progressive Bank Columbia, La.	2.57	1.61	60,273	17.50	69.30
	Peoples Community State Bank Doniphan, Mo.	2.57	2.70	120,831	20.85	48.24
54	First State Bank Watonga, Okla.	2.56	2.22	38,822	22.46	56.24
	Peoples State Bank Blair, Okla.	2.56	1.70	14,855	23.17	61.78
56	Home Bank of California San Diego	2.55	3.22	165,286	30.26	42.71
57	First Bank Upper Michigan Gladstone	2.53	2.54	158,868	17.15	49.59
58	Peoples Bank and Trust Co. Owenton, Ky.	2.52	3.06	86,023	52.38	44.28
59	First State Bank of Grove City Minn.	2.51	2.25	19,548	11.31	57.71
	Jackson County Bank Black River Falls, Wis.	2.51	2.14	186,727	24.74	43.32
61	1st Bank and Trust Broken Bow, Okla.	2.49	2.78	107,209	21.84	49.33
	Citizens Bank of Las Cruces N.M.	2.49	2.33	345,858	28.70	56.73
	Welch State Bank Okla.	2.49	2.61	197,873	33.70	45.50
64	First Bank and Trust Co. Perry, Okla.	2.48	2.46	122,276	17.89	54.47
	Welcome State Bank Minn.	2.48	2.37	19,583	23.68	51.07
66	The Bank Oberlin, Kan.	2.45	3.30	172,670	24.81	36.32
	First National Bank Fabens, Tex.	2.45	2.46	286,369	33.41	44.13
68	State Bank of New Richland Minn.	2.44	2.13	85,333	33.89	36.24
69	Auburn Banking Co. Ky.	2.43	2.16	62,862	29.24	62.04
	Lewisburg Banking Co. Ky.	2.43	1.98	67,405	18.04	58.56
71	Chambers State Bank Neb.	2.42	3.05	29,360	8.09	43.60
	Chickasha Bank and Trust Co. Okla.	2.42	1.54	171,104	26.76	55.15
	Mason National Bank Tex.	2.42	2.82	87,520	15.47	47.74
	Spring Valley Bank Wyoming, Ohio	2.42	4.32	63,719	7.20	45.97
75	Phenix-Girard Bank Phenix City, Ala.	2.41	2.13	158,991	17.09	51.89
76	Commercial Capital Bank Delhi, La.	2.40	2.26	35,515	20.05	57.19
77	Citizens National Bank of Wills Point Tex.	2.39	1.96	83,330	21.53	48.67
	Farmers and Merchants State Bank of Pierz Minn.	2.39	1.81	175,302	29.50	44.63
	Farmers State Bank Hosmer, S.D.	2.39	1.40	15,797	14.60	57.27
80	Drummond Community Bank Chiefland, Fla.	2.38	2.89	178,133	16.27	53.03
	First State Bank Camargo, Okla.	2.38	1.82	32,404	28.34	45.42
82	First State Bank Huntsville, Tex.	2.36	2.16	132,573	23.33	46.94
	Home State Bank Royal, Iowa	2.36	2.27	35,520	7.68	32.33
84	Farmers and Merchants State Bank of Blooming Prairie Minn.	2.34	2.36	65,043	28.18	54.13
	First Commonwealth Bank of Prestonsburg Inc. Ky.	2.34	2.04	173,880	20.47	60.34
	Riverside Bank Sparkman, Ark.	2.34	1.99	53,295	30.03	48.76
87	Bank of Galesville Wis.	2.33	2.10	82,204	19.25	56.45
	Drayton State Bank N.D.	2.33	2.36	46,725	19.66	39.51
	First National Bank of Texhoma Okla.	2.33	1.46	115,368	20.77	63.06
	First State Bank of Colfax Iowa	2.33	1.76	65,231	18.31	33.60
	Town and Country Bank of Quincy Ill.	2.33	0.74	112,926	23.01	49.27
	Wells Bank of Platte City Mo.	2.33	2.28	69,937	28.91	48.58
93	Payne County Bank Perkins, Okla.	2.32	2.38	107,564	13.53	49.53
94	Borrego Springs Bank La Mesa, Calif.	2.31	-1.75	96,230	25.63	79.48
	Security State Bank Cheyenne, Okla.	2.31	2.35	111,501	20.83	50.19
96	Brush Country Bank Freer, Tex.	2.30	1.57	37,432	24.94	55.83
	Horizon Bank Waverly, Neb.	2.30	2.42	131,409	20.78	44.58
	Oklahoma State Bank Buffalo	2.30	1.83	39,552	29.68	58.63
	Security Bank and Trust Co. Paris, Tenn.	2.30	0.67	157,070	22.66	44.44
100	Fidelity Bank Edina, Minn.	2.29	1.16	439,696	16.46	42.27
	First Bank of Berne Ind.	2.29	2.04	396,146	25.39	46.84
	Pioneer Trust Bank Salem, Ore.	2.29	2.73	266,135	16.14	37.42
	Western Commerce Bank Carlsbad, N.M.	2.29	2.77	308,690	24.41	54.64
104	First Bank of Okarche Okla.	2.28	3.26	50,713	14.37	46.69
	Quail Creek Bank Oklahoma City	2.28	2.64	423,515	27.18	48.63
106	Alamosa State Bank Colo.	2.27	2.76	145,529	22.69	50.80
	State Bank of St. Jacob Ill.	2.27	1.89	45,335	15.56	41.81
108	FirstBank Antlers, Okla.	2.26	2.33	177,975	25.00	60.97
	MidAmerican Bank and Trust Co. Leavenworth, Kan.	2.26	1.36	110,195	26.31	56.93
110	Bank of Morton Miss.	2.25	1.74	52,286	18.69	59.29
	First State Bank of Porter Okla.	2.25	2.03	33,949	17.49	66.07
	State Bank of Scotia Neb.	2.25	1.54	27,355	9.07	53.80
113	First Colorado National Bank Paonia	2.24	-3.08	48,547	17.35	68.25
	First Security Bank of Roundup Mont.	2.24	2.61	43,131	19.43	57.07
	MontroseBank Colo.	2.24	2.42	191,998	22.48	56.63
	Tennessee State Bank Pigeon Forge	2.24	1.55	747,252	28.25	55.62
117	First National Bank of Osakis Minn.	2.23	2.20	55,949	16.89	47.41
	Valley Bank and Trust Mapleton, Iowa	2.23	1.89	57,170	15.26	53.89
119	Community Bank Longview, Tex.	2.22	2.46	116,526	34.11	57.62
	First National Bank of Kinmundy Ill.	2.22	2.06	30,562	19.41	47.53
	State Bank Gresham, Wis.	2.22	2.48	21,974	8.22	47.81
122	City Savings Bank and Trust Co. De Ridder, La.	2.21	2.55	168,866	18.56	61.87
	First National Bank Izard County Calico Rock, Ark.	2.21	2.30	137,225	8.06	43.36
	Peoples Bank of Greensboro Ala.	2.21	2.09	74,468	21.96	45.57
125	Alva State Bank and Trust Co. Okla.	2.19	1.57	175,800	13.27	43.91
	Citizens National Bank at Brownwood Tex.	2.19	2.54	179,030	18.09	50.57
	Farmers State Bank Phillipsburg, Kan.	2.19	1.05	32,362	26.20	59.66
	Great Plains Bank Eureka, S.D.	2.19	0.82	77,889	24.61	52.21
	Peoples Bank Mount Washington, Ky.	2.19	1.53	83,877	16.66	61.07
	Utah Independent Bank Salina	2.19	2.45	57,820	16.40	62.79
131	Bank of St. Elizabeth Mo.	2.18	2.90	94,928	20.81	49.41
132	First Financial Bank El Dorado, Ark.	2.16	2.37	617,810	24.15	61.93
	First Whitney Bank and Trust Atlantic, Iowa	2.16	2.88	133,287	21.66	37.91
134	Bank of Holyrood Kan.	2.15	1.72	39,178	18.40	48.41
	Farmers National Bank of Griggsville Ill.	2.15	2.12	46,455	24.73	59.25
136	Bank of Okolona Miss.	2.14	1.14	87,196	21.25	45.03
	Cowboy Bank of Texas Maypearl	2.14	2.11	39,215	22.94	65.80
	Delta Bank Vidalia, La.	2.14	2.25	189,590	29.33	56.87
	First National Bank in Dalhart Tex.	2.14	0.73	47,191	24.16	57.81
	First State Bank Chico, Tex.	2.14	1.64	194,993	29.22	52.96
	Lone Star State Bank Tex.	2.14	2.38	43,985	28.65	41.31
142	Bank of Las Vegas N.M.	2.13	2.31	180,565	26.27	51.20
	Buffalo Ridge Bank Beardsley, Minn.	2.13	2.51	34,449	25.03	54.70
	First American Bank and Trust Vacherie, La.	2.13	1.50	701,772	19.11	41.10
	Moorhead State Bank Iowa	2.13	2.97	18,993	10.81	39.08
	Pioneer Bank and Trust Belle Fourche, S.D.	2.13	2.41	360,464	20.06	48.07
147	Omaha State Bank	2.12	1.83	262,567	21.85	55.01
	Union Bank of Mena Ark.	2.12	2.24	161,194	24.70	61.52
149	Bank of Advance Mo.	2.10	2.12	222,438	13.98	54.28
	Citizens State Bank Okemah, Okla.	2.10	1.91	131,312	26.83	36.41

Note: List includes independent banks and thrifts with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks and those at which loans were less than half of assets or whose credit card loans exceeded 25% of gross loans. Thrifts are also excluded. List includes independent banks and thrifts that were operating as of September 18, 2009. Figures for prior periods are not adjusted for mergers and acquisitions.

Source:

SNL Financial