Community Banks with the Highest Return on Average Assets

March 30, 2010, 4:26 p.m. EDT 1 Min Read

View Table

Printer Friendly Version

Community Banks with the Highest Return on Average AssetsOn Dec. 31, 2009. Dollars in thousands Published March 30, 2010
Rank		Return on average assets		Total assets	Return on average equity	Efficiency ratio
Rank		2009	2008	Total assets	Return on average equity	Efficiency ratio
1	Central Bank and Trust Lander, Wyo.	8.22%	1.98%	$157,348	83.92%	28.50%
2	Continental Bank Salt Lake City	5.04	2.62	121,676	47.46	31.36
3	First Credit Bank Los Angeles	4.43	3.91	493,871	22.42	8.59
4	State Bank of Texas Dallas	4.22	3.57	630,938	33.77	10.78
5	Peoples State Bank Cherryvale, Kan.	4.08	5.38	17,044	15.86	40.13
6	Central Bank of Kansas City Mo.	3.78	2.22	198,126	32.13	37.37
7	Central Bank Stillwater, Minn.	3.67	1.54	861,034	45.91	33.84
8	Spring Valley Bank Wyoming, Ohio	3.47	2.80	64,970	9.88	39.32
9	Bank of Buffalo Ky.	3.23	2.25	63,228	35.83	32.78
10	Benchmark Bank Plano, Texas	3.22	-0.45	357,315	37.42	65.31
11	Corydon State Bank Iowa	3.07	2.91	69,077	19.50	22.51
12	Crown Bank Brick, N.J.	3.06	1.16	540,198	23.19	45.09
13	Peoples Community Bank Greenville, Mo.	3.01	3.40	91,010	16.70	45.40
14	Texas Bank Brownwood	2.92	3.00	278,068	31.22	50.12
15	Sunwest Bank Tustin, Calif.	2.86	0.25	649,937	31.24	41.70
	Marlin Business Bank Salt Lake City	2.86	3.14	103,982	18.69	41.65
17	Frontier Bank Davenport, Neb.	2.76	1.88	22,356	27.98	48.86
18	Farmers and Merchants Bank of Kendall Wis.	2.73	3.13	57,683	27.12	42.77
19	Deposit Bank of Carlisle Ky.	2.67	2.72	69,875	11.14	39.24
20	Security State Bank Ansley, Neb.	2.62	1.14	75,740	33.30	65.43
21	Bank of the Wichitas Snyder, Okla.	2.60	1.50	121,621	29.25	53.79
22	First National Bank of Picayune Miss.	2.59	2.88	208,812	24.75	49.70
23	Peoples Community State Bank Doniphan, Mo.	2.57	2.73	122,096	20.53	48.24
24	First Bank Upper Michigan Gladstone	2.55	2.59	163,775	17.01	49.50
25	Senath State Bank Mo.	2.53	2.28	59,569	16.85	53.07
26	Bank of Bloomsdale Mo.	2.52	2.45	179,146	29.42	38.42
27	Solon State Bank Iowa	2.50	2.45	86,041	13.47	43.29
	Bank of Baker Mont.	2.50	3.35	99,974	28.56	40.16
29	First National Bank Fabens, Texas	2.49	2.27	296,654	34.19	44.77
30	State Bank of New Richland Minn.	2.48	2.09	86,860	33.43	43.28
31	Almena State Bank Kan.	2.47	1.77	19,733	36.60	67.67
	First American Bank Stonewall, Okla.	2.47	2.35	21,813	23.29	56.68
33	Citizens Bank of Las Cruces N.M.	2.44	2.42	364,833	27.77	57.78
34	Pioneer Trust Bank Salem, Ore.	2.43	2.62	273,099	17.11	34.23
	National Bank of Andrews Texas	2.43	2.52	101,321	24.30	64.68
	The Bank Oberlin, Kan.	2.43	2.83	176,939	24.14	36.94
37	MontroseBank Colo.	2.42	2.46	201,398	24.59	53.89
38	Bank of Rison Ark.	2.39	2.28	29,092	13.06	46.24
39	Vermillion State Bank Minn.	2.38	2.79	447,543	19.76	27.70
40	UNICO Bank Mineral Point, Mo.	2.37	1.26	200,756	28.57	55.24
	Oklahoma State Bank Buffalo	2.37	1.98	42,006	30.17	58.68
42	Charter Bank Corpus Christ	2.36	2.40	149,413	35.10	53.40
43	First State Bank of Colfax Iowa	2.35	1.83	67,044	17.64	32.19
	Welch State Bank of Welch Okla.	2.35	2.45	201,134	30.40	47.60
	Abbeville Building and Loan La.	2.35	0.70	36,138	8.58	52.93
46	Citizens State Bank of Clayton Wis.	2.34	1.81	81,437	31.56	51.43
47	State Bank of Wynnewood Okla.	2.33	1.54	63,406	19.62	53.45
	Farmers Bank Carnegie, Okla.	2.33	2.33	50,257	23.03	59.01
49	Union Bank and Trust Co. Livingston, Tenn.	2.31	2.32	80,360	23.00	49.13
	Drummond Community Bank Chiefland, Fla.	2.31	2.61	174,266	15.12	53.55
	California First National Bank Irvine	2.31	1.15	300,077	12.67	30.22
52	Quail Creek Bank Oklahoma City	2.29	2.49	437,211	26.80	46.85
	St. Martin Bank and Trust Co. St. Martinville, La.	2.29	1.91	312,484	19.68	57.18
54	City Savings Bank and Trust Co. De Ridder, La.	2.28	2.54	186,383	19.23	60.59
55	First National Bank of Burleson Texas	2.27	2.28	168,151	25.67	53.93
	Western Commerce Bank Carlsbad, N.M.	2.27	2.51	314,223	23.34	56.00
57	Brush Country Bank Freer, Texas	2.26	2.05	33,948	24.83	56.29
	First State Bank Huntsville, Texas	2.26	1.97	151,499	22.05	47.49
	Westside State Bank Iowa	2.26	1.54	63,654	23.05	53.36
60	Wells Bank of Platte City Mo.	2.25	2.23	77,806	27.86	50.12
61	First National Bank of Bangor Wis.	2.24	1.92	193,367	12.00	26.09
	First Valley Bank Seeley Lake, Mont.	2.24	1.53	52,575	26.41	49.47
	First Whitney Bank and Trust Atlantic, Iowa	2.24	2.57	143,285	21.42	38.23
	First State Bank Watonga, Okla.	2.24	2.15	40,116	19.57	60.29
65	Lamar Bank and Trust Co. Mo.	2.23	2.37	119,221	23.38	53.05
	Clinton State Bank Minn.	2.23	2.02	62,940	17.09	44.51
	Lusk State Bank Wyo.	2.23	2.40	41,857	25.87	54.68
68	Citizens National Bank of Wills Point Texas	2.22	1.97	81,168	19.37	51.29
69	First State Bank of Porter Okla.	2.21	1.74	33,528	16.73	66.21
	West Texas State Bank Odessa	2.21	2.41	272,597	20.55	58.54
	New Era Bank Fredericktown, Mo.	2.21	2.41	293,304	19.40	41.94
72	Riverside Bank Sparkman, Ark.	2.20	2.26	55,426	28.45	50.88
	First State Bank Camargo, Okla.	2.20	1.20	38,396	27.17	47.01
	First Bank of Berne Ind.	2.20	1.87	415,717	23.93	47.14
75	Farmers and Merchants State Bank Plankinton, S.D.	2.19	2.00	71,499	23.04	47.62
76	Wilburton State Bank Okla.	2.18	2.59	61,000	29.91	53.38
77	First Bank of Okarche Okla.	2.17	2.46	52,695	13.62	50.24
	Farmers State Bank Hosmer, S.D.	2.17	1.90	17,680	13.70	58.18
	1st Bank and Trust Broken Bow, Okla.	2.17	2.59	109,460	18.62	54.70
	Sargent County Bank Forman, N.D.	2.17	1.66	82,208	16.55	42.46
81	Bank of Advance Mo.	2.15	2.14	229,663	14.25	50.24
	Heartland Bank Somers, Iowa	2.15	1.58	89,636	16.75	53.26
	Central National Bank of Poteau Okla.	2.15	2.30	192,028	23.03	55.11
	First National Bank Fort Pierre, S.D.	2.15	1.99	623,733	11.54	35.33
85	Southwest National Bank Wichita	2.14	2.23	356,723	24.34	51.73
	Security State Bank Sutherland, Iowa	2.14	1.71	70,210	22.49	49.06
87	Security First National Bank of Hugo Okla.	2.13	2.31	103,596	27.51	46.14
	Citizens State Bank of Cheney Kan.	2.13	2.38	46,958	16.90	50.96
	First American Bank Artesia, N.M.	2.13	2.26	577,362	26.80	61.22
90	Peoples State Bank Blair, Okla.	2.12	2.01	14,972	19.36	68.36
91	Auburn Banking Co. Ky.	2.11	2.15	62,694	25.55	59.55
	Peoples State Bank Summit, S.D.	2.11	1.93	46,934	23.53	46.19
	Bank of Rothville Mo.	2.11	1.43	42,867	16.45	63.12
	Bank of Galesville Wis.	2.11	1.84	84,558	17.21	56.45
	Bank of Alma Wis.	2.11	2.01	193,644	6.71	16.98
96	La Farge State Bank Wis.	2.10	1.24	44,882	6.89	29.56
	Viking State Bank and Trust Decorah, Iowa	2.10	1.91	100,916	22.01	42.70
98	Peoples Bank Paris, Texas	2.09	2.18	116,589	24.36	66.07
	Alamosa State Bank Colo.	2.09	2.70	157,140	21.55	52.24
	First State Bank Louise, Texas	2.09	1.53	228,363	24.68	60.45
101	KodaBank Drayton, N.D.	2.08	2.18	49,448	17.92	41.48
	First Security Bank of Roundup Mont.	2.08	2.56	43,623	17.98	60.78
	Valley Bank of Commerce Roswell, N.M.	2.08	2.08	115,596	24.29	50.02
	Lone Star State Bank Texas	2.08	2.29	41,398	27.95	45.32
	Union Bank of Mena Ark.	2.08	2.10	161,970	24.31	61.44
	Waggoner National Bank of Verrnon Texas	2.08	2.18	230,731	15.37	49.57
	Paducah Bank and Trust Co. Ky.	2.08	2.02	494,320	22.61	56.31
108	Welcome State Bank Minn.	2.07	2.03	20,859	19.45	59.60
109	First Security Bank and Trust Co. Charles City, Iowa	2.06	1.74	406,046	22.24	55.21
	Farmers Trust and Savings Bank Williamsburg, Iowa	2.06	2.41	105,424	10.58	43.51
	Security State Bank Cheyenne, Okla.	2.06	1.85	112,124	17.90	48.44
	Premier Bank Rock Valley, Iowa	2.06	2.01	195,137	20.56	39.42
113	Commerce National Bank Corinth, Miss.	2.05	2.37	86,831	17.64	49.98
	First Bank of Chandler Okla.	2.05	2.19	68,465	20.65	51.50
	Altura State Bank Minn.	2.05	1.62	45,948	15.00	48.24
116	First Commerce Bank Marysville, Kan.	2.04	1.99	42,175	15.77	52.87
	Farmers State Bank of Adams Minn.	2.04	2.42	74,888	17.03	43.68
	Jackson County Bank Black River Falls, Wis.	2.04	1.79	211,883	20.88	46.40
	First State Bank of Beecher City Ill.	2.04	2.48	51,238	15.38	50.09
120	Basin State Bank Stanford, Mont.	2.03	2.22	129,164	18.68	53.98
	Community Bank Longview, Texas	2.03	2.27	116,369	31.14	61.60
122	Citizens National Bank of Texas Waxahachie	2.02	1.34	507,503	20.90	66.07
	Home Bank of California San Diego	2.02	2.86	163,092	23.17	46.55
	Commercial State Bank of Wagner S.D.	2.02	1.77	119,346	19.65	48.01
	Fidelity Bank Edina, Minn.	2.02	1.33	372,708	13.00	43.43
126	Bank of Dade Trenton, Ga.	2.01	2.54	93,176	28.88	52.95
	Bank Northwest Hamilton, Mo.	2.01	2.15	99,083	24.41	52.40
	Mason National Bank Texas	2.01	2.59	92,755	12.90	49.71
129	First State Bank Valliant, Okla.	2.00	1.68	58,512	20.62	55.88
	Ruby Valley National Bank Twin Bridges, Mont.	2.00	2.87	72,975	16.40	56.80
131	Lewisburg Banking Co. Ky.	1.99	1.93	68,455	14.46	58.39
	Delta Bank Vidalia, La.	1.99	2.14	193,165	26.11	59.39
	First National Bank and Trust Co. of Vinita Okla.	1.99	1.99	223,741	22.73	58.02
	Security Bank and Trust Co. Paris, Tenn.	1.99	1.59	165,344	20.65	51.11
	Clarkson Bank Neb.	1.99	2.56	49,972	17.05	50.45
136	Bank of Grandin Mo.	1.98	2.36	138,885	14.15	40.91
	FirstBank Antlers, Okla.	1.98	2.24	194,770	22.20	60.84
138	Citizens Bank of Clovis N.M.	1.97	1.78	249,038	14.85	57.50
	Bank of Prague Neb.	1.97	1.37	17,535	10.47	61.05
	Nebraska State Bank Oshkosh	1.97	2.30	42,868	22.17	60.25
141	Mainland Bank Texas City	1.96	1.99	97,033	23.12	61.52
	Cumberland Security Bank Somerset, Ky.	1.96	2.43	169,815	17.41	53.20
	First Farmers and Merchants National Bank Luverne, Minn.	1.96	1.86	138,732	14.12	63.31
144	South Lafourche Bank and Trust Co. Larose, La.	1.95	2.37	148,798	23.64	56.19
	Peoples Bank Mendenhall, Miss.	1.95	1.90	197,965	21.01	56.70
146	First Bank and Trust Co. Wagoner, Okla.	1.94	2.26	223,480	22.46	51.68
147	Murphy Bank Fresno	1.93	2.19	120,449	13.95	44.43
	Basile State Bank La.	1.93	1.96	50,091	21.26	66.08
	First National Bank Camdenton, Mo.	1.93	1.97	296,114	8.88	52.88
150	Union Bank Jellico, Tenn.	1.92	1.92	60,671	16.15	59.20
	State Bank of Kimball Minn.	1.92	1.36	70,617	21.40	56.91
152	Security Bank and Trust Co. Maysville, Ky.	1.91	1.82	47,251	8.73	56.35
	Citizens State Bank Corrigan Texas	1.91	1.92	97,720	18.16	57.81
	Home State Bank Louisville, Neb.	1.91	2.35	83,750	19.02	53.42
	Marseilles Bank Ill.	1.91	1.82	35,690	21.29	59.99
	Cowboy Bank of Texas Maypearl	1.91	1.90	41,676	20.52	64.95
	Shell Lake State Bank Wis.	1.91	2.34	128,883	10.71	49.73
	Bank of the West El Paso	1.91	2.19	817,671	22.70	53.45
159	Maynard Savings Bank Iowa	1.90	1.92	46,956	14.68	47.92
	State Bank of Bartley Neb.	1.90	1.49	61,726	15.58	58.52
	Grand Marais State Bank Minn.	1.90	2.27	65,090	21.41	61.53
	Farmers State Bank Allen Okla.	1.90	1.93	37,866	19.60	58.83
	Houston Community Bank	1.90	1.91	234,408	22.33	58.60
	First Financial Bank El Dorado, Ark.	1.90	2.00	636,763	21.38	61.59
165	Payne County Bank Perkins, Okla.	1.89	2.01	111,577	10.99	55.21
	Bank of Montgomery La.	1.89	0.96	155,786	23.76	61.28
	Citizens State Bank Okemah, Okla.	1.89	1.92	154,570	23.63	44.73
	Clare Bank Platteville, Wis.	1.89	1.70	241,167	21.09	41.23
169	First Commonwealth Bank of Prestonsburg Inc. Ky.	1.88	1.69	181,572	16.24	62.29
	Palo Savings Bank Iowa	1.88	1.46	31,116	15.97	52.40
	Community State Bank Hennessey, Okla.	1.88	2.04	33,178	21.57	71.06
172	Bank of Ohio County Inc. Beaver Dam, Ky.	1.87	2.07	85,129	11.94	56.00
	United Community Bank Chatham, Ill.	1.87	1.96	847,945	20.33	46.77
174	First State Bank Barboursville, W.Va.	1.86	1.35	219,708	21.91	60.22
	Taylor County Bank Campbellsville, Ky.	1.86	2.03	136,921	19.81	57.35
	Vermilion Bank and Trust Co. Kaplan, La.	1.86	2.36	108,479	21.42	61.29
	State Bank Hoxie, Kan.	1.86	1.93	109,599	18.80	56.11
	Bank of Marion Ill.	1.86	1.65	302,792	17.62	51.51
	First National Bank of Osakis Minn.	1.86	1.73	59,227	14.32	52.93
	Marion County State Bank Pella, Iowa	1.86	2.13	218,018	22.20	42.04
	AVB Bank Broken Arrow, Okla.	1.86	-3.15	268,649	16.38	79.26
182	Liberty State Bank Powers Lake, N.D.	1.85	1.16	40,006	19.96	45.05
	First State Bank Abernathy, Texas	1.85	1.25	23,489	19.98	69.66
	Farmers and Merchants State Bank of Blooming Prairie Minn.	1.85	1.26	67,307	22.03	61.35
	St. Martin National Bank Minn.	1.85	1.97	17,587	13.40	62.51
	United Bank Zebulon, Ga.	1.85	1.98	895,898	19.72	51.55
187	First National Bank Rosedale, Miss.	1.84	1.35	75,917	14.27	48.72
	Homestead Bank Cozad, Neb.	1.84	1.87	109,231	13.31	62.80
	Farmers Trust and Savings Bank Buffalo Center, Iowa	1.84	2.10	156,021	19.29	51.82
	First National Bank Waupaca, Wis.	1.84	1.85	705,398	19.30	48.36
191	Horizon Bank SSB Austin	1.83	1.23	181,033	19.04	64.74
	First National Bank of Beardstown Ill.	1.83	1.93	86,352	11.40	58.58
	Phelps County Bank Rolla, Mo.	1.83	1.71	250,324	22.38	64.74
194	Farmers State Bank of Denton Mont.	1.82	1.70	19,339	16.36	54.82
	First Trust and Savings Bank of Albany Ill.	1.82	1.63	117,995	13.75	48.39
	Great Plains Bank Eureka, S.D.	1.82	1.33	82,169	20.45	54.77
	Citizens Bank Carthage, Tenn.	1.82	1.89	497,713	11.82	28.97
198	Bank of St. Elizabeth Mo.	1.81	2.26	95,312	17.04	54.31
	Farmers and Merchants State Bank of Pierz Minn.	1.81	2.21	174,120	21.67	46.67
	Tensas State Bank Newellton, La.	1.81	1.57	115,002	17.51	58.11

Notes: Independent banks and thrifts operating as of March 26, 2010, with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks and those at which loans were less than half of assets or whose credit card loans exceeded 25% of gross loans. Thrifts are also excluded. Figures for prior periods are not adjusted for mergers and acquisitions.

Source:

SNL Financial