Digital Mortgage Direct Page

The cryptocurrency exchange is the latest digital asset firm to receive a trust bank charter from the Office of the Comptroller of the Currency.

Visa has deployed advanced artificial intelligence to help solve payment disputes and expedite corporate bill pay; while Mastercard adds Hong Kong to its global agentic commerce network.

Which parties are responsible for the surge persisted as a source of debate as community lenders released updated survey data reflecting their average expense.

The 30-year fixed rate climbed to 6.46% this week, its highest mark since September, as mortgage applications fell 10.4% and sellers outnumber buyers by a record 46%.

Ajay Pandita is Senior Vice President and Head of the Financial Services, Fintech and Insurance Business Unit at Cognizant. He has over 28 years of experience delivering strategic value and operational excellence to some of the world's largest financial institutions across North America, Europe and APAC. Ajay advises global clients on operating model optimization, benefits realization, business transformation and technology innovation to help them achieve their business objectives and modernize IT and operations.

The proposal allows states substantial flexibility but sets guardrails against regulatory arbitrage.

The latest generation of anti-money-laundering software uses agentic AI to help alleviate AML alert fatigue. Experts say this use of the technology is promising, though they offer some caveats.

Prediction markets are a problem not just for banks, but also for banks' human resources departments; plus, the new Basel framework may end up recreating the environment it was intended to prevent.