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Many BNPL lenders are expanding the services they offer to consumers. But adapting the product for businesses, or reducing friction at the point of sale, could also be avenues for growth.

Justin Berman is a Technical Director at Skybox Security. Berman is a Certified Information Systems Security Professional (CISSP) and Certified Cloud Security Professional with a Certified Specialty in AWS Security with over 20 years of experience.
Justin has a passion for IT security beyond the realm of his assigned roles and responsibilities. He is knowledgeable across a great number of security disciplines.

In their public battles over the issue of credit union buyouts of banks, bankers and credit union executives are forgetting to ask some key questions.

As the General Manager of Dayforce Wallet & Consumer Services at Ceridian, Seth Ross brings nearly 20 years' of experience to oversee the development, launch, and implementation of Dayforce Wallet, Ceridian's market-leading pay solution that enables employees to access their earned wages at any time.

Prior to joining Ceridian, Ross led Green Dot Corporation's Banking-as-a-Service business, where he helped build new, embedded financial services businesses with partners like Apple, Uber, Intuit, Stash and others. Before that, he led the global airline partnerships strategy for American Express and helped launch Amex Advance, a division focused on data commercialization. 

Ross holds a bachelor's degree in Business Administration from Ivey Business School at Western University in London, Ontario, and an MBA from Harvard Business School.

Joe Bonner is the founder of J. Bonner Consulting and a three-time bank CEO.

A real-time refund can allow travelers to quickly rebook after a cancellation, and instant credits can make longer airport waits more bearable, according to fintech experts.

The online-only bank's new checking account is the first release of its Do More Business line of products for small-business owners.

Alexander Bagne, CPA, JD, MBA, CCSP, is the president of ICS Tax LLC. He focuses on tax planning strategies for real estate investors and developers, is a proponent of energy efficient construction and has served as the president of the American Society of Cost Segregation Professionals (ASCSP).

The move is the latest development in the ongoing political clash over how involved banks should be in crypto markets. 

The law, signed by President Biden on Tuesday, represents the single largest investment towards climate preparedness in the history of the federal government.