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Siddarth Chandrasekaran co-founded Accrual in 2024. He previously served as Principal Engineer at Stripe, where he was among the first ten employees. At Stripe, Siddarth spent over eleven years designing and building financial infrastructure that moves hundreds of billions of dollars worldwide. He began his career as an early engineering intern at Twitter. Sidd is currently pursuing CPA certification. He holds a BA in Computer Science from Harvard University.

Brendan Coffey is a freelance reporter for American Banker. Coffey has spent years writing about business, markets and innovative thinkers, during which he called Carl Icahn more times than he can remember, split a bottle of wine with Gordon Getty three times and was cursed at by Leon Cooperman more than once. His prior stints include finance reporter at Sportico, founding senior reporter for Bloomberg News' billionaires news team, reporter for Forbes magazine, commodities and bond reporter at Dow Jones and freelancer for Fortune, Esquire, Barron's, Inc. and The Washington Post Magazine. Coffey graduated from Boston College Phi Beta Kappa with honors. He lives in Newburyport, Mass., and has broken only one finger playing vintage baseball.

Penelope Patsuris is a business and finance journalist who spent two decades at CNN Business and, where she covered markets, the economy, consumer products and Big Tech. She has also held editorial roles at Fortune, Forbes and Investopedia.

American Banker's AI Talent Shift survey of 206 banking professionals ranks AI fluency first and pure software-development skills last.

Machines are increasingly being handling back-office roles at Goldman Sachs and across Wall Street, leading to questions about potential job losses.

Amendments to a long-awaited crypto market structure bill slated to be marked up in the Senate Banking Committee Thursday would force lawmakers to vote for or against the banking industry's desired changes to the legislation.

The trio of community bank regulatory relief bills passed by the House of Representatives on Tuesday night would ease exam intensity and frequency for smaller firms; it would also expand Treasury mentorships between community banks and larger lenders.

Financial institutions, regulators, and developers are aligning around a common goal of creating infrastructure that makes our global financial system faster, more efficient, and more secure.

The Federal Housing Administration put an end to pandemic-era relief last year, triggering a 28% jump in foreclosures on FHA loans in the first quarter and an expected spike in defaults ahead.