The phrase “it is what it is” came up several times as CEO Joseph Ficalora addressed analysts’ questions about nixing plans to buy Astoria and the challenges of getting another deal done.

The Wayne, N.J., company posted double-digit gains in interest and nontinterest income.

Acquisition pushes quarterly revenues past $1 billion for first time ever.

Big increases in construction and commercial real estate lending boosted revenue at the Kansas City, Mo., company.

Total loans rose 7%, but the provision for loan losses jumped 27% to $1.7 billion.

Increases in commercial real estate, C&I and municipal and state loans boosted fourth-quarter profit at the $13 billion-asset Trustmark.

Fifth Third and other regionals have ditched what they deem to be high-risk commercial loans in hopes of strengthening credit quality over the long term.

Cost control and improved credit were overshadowed by a big charge tied to a dispute with the FDIC.

Profits at the Midwestern bank fell on lower adjusted noninterest income and loans and on a one-time item.

Net income was also aided by a sharp drop in the provision for credit losses as chargeoffs on energy loans continued to decline.