Financial regulations

Trade groups say the National Credit Union Administration hasn't adequately explained how it plans to reduce its budget at the same time it asks Congress for increased oversight powers.

Many bankers say the agency needs to rethink its definition of brokered deposits and how it sets interest rate caps.

Federal regulators have issued answers to frequently asked questions on appraisal regulations.

The Senate Banking Committee's latest hearing offers some clues.

Policymakers must avoid reforms to the Community Reinvestment Act that would reopen the door to the predatory lending practices that contributed to the mortgage meltdown.

A proposal to ease the leverage ratio for the country’s largest institutions raises questions about whether safety and soundness remain the top priority for the banking agencies.

The banking agencies should expand the use of regulatory sandboxes to keep pace with international counterparts.

The Senate Banking Committee's latest hearing offers some clues.

Despite a mandate in the Dodd-Frank Act, policymakers have not yet finalized a rule reforming excessive pay on Wall Street.

Analysts are split on whether cyber threats have evolved enough for lawmakers to finally grant the National Credit Union Administration third-party vendor oversight.

Speaking at an industry conference Thursday, two tech executives and a community banker said that community banks should be allowed to experiment with new products without worrying about running afoul of regulators.

MiCommunity Bancorp would be the first bank to open in Michigan in 10 years.

The central bank’s top regulatory official discussed how the Fed is using listening sessions in isolated communities to understand the effect of losing the one bank in town.

Banks are being encouraged to offer smaller loans as an alternative to payday products, but their high interest rates can still put consumers in debt.

The banking agencies are right to review capital requirements for banks of all sizes to ensure the rules are efficient and clear.

The agency has suggested several steps in its notice on reforming the law that could actually harm, not help, underserved communities.

American Banker's Kate Berry discusses recent events at the Consumer Financial Protection Bureau.

A liberal advocacy group says a Trump political appointee at the CFPB must resign after The Washington Post reported the official once called most hate crimes hoaxes.

If a merchant seeking to avoid credit card fees turned to cash discounting, it was at least partly because the other option — putting a surcharge on credit card use — was complicated and illegal in many states.

The legislation would help small-business owners better evaluate financing options by requiring updated disclosures.