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The credit agencies played a role in the Great Recession, but marketplace lenders still need ratings oversight to make their businesses viable.

Receiving Wide Coverage ...Winner and losers: Small and medium-size banks are likely to be the biggest winners in a Donald Trump administration. Big banks? Not so much. "One thing investors can likely be confident in is that substantial deregulation is coming for smaller banks," the Wall Street Journal said. There is already a bipartisan consensus that smaller banks are overly burdened by Dodd-Frank regulations, while there are several proposals that would raise the threshold for annual stress-testing by the Federal Reserve to $250 billion of assets from $50 billion.

UpLift is the latest Silicon Valley startup seeking to peel off a slice of the $1 trillion credit card market.

The Consumer Financial Protection Bureau faces an uncertain and precarious future under President-elect Donald Trump, who some say might seek to oust Director Richard Cordray and boost legislation to significantly weaken the agency.

Lots of banks offer P-to-P and bill pay, but Fiserv's research suggests institutions can make improvements in making consumers aware.

Machine learning can revolutionize online financial management tools by not only tracking payments, but creating a way to change payment habits in the future, says John Frankel, a founding partner of the New York-based ff Venture Capital.

Many community bankers are hopeful that the pro-business Republican will reduce regulatory costs for them and their customers, but others remain concerned about Trump's lack of specifics on job creation.

President-elect Donald Trump might attempt to remove Consumer Financial Protection Bureau Director Richard Cordray from his post and boost legislative efforts to weaken its powers.

The Director of the Michigan Department of Insurance and Financial Services (DIFS) has appointed the National Credit Union Administration (NCUA) as conservator of Valley State Credit Union, a $22-million institution based in Saginaw, Mich.

To jawbone Mexico into paying for the wall, President-elect Trump has threatened to suspend remittances. Such a move would disrupt one of the busiest corridors of money in the world.