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The bank-led clearXchange is changing its brand to reasonate more with consumers.

Cheshire Health Federal Credit Union has merged into $2.9 billion Service Credit Union, Portsmouth, N.H., effective Oct. 1, the two CUs announced Friday.

Bank of Hawaii expanded lending for residential mortgages and commercial real estate, boosting its third-quarter profit.

The bank-led clearXchange is changing its brand to reasonate more with consumers

Access National in Reston, Va., has agreed to buy Middleburg Financial in Virginia for $233.1 million, or $32.51 a share, in stock.

Community Bank System in Syracuse, N.Y., has agreed to buy Merchants Bancshares in South Burlington, Vt., for $304 million, or $44.02 a share, in cash and stock.

The information you need to start your day, including top headlines from PaymentsSource and around the Web. Today: Wells Fargo and CBA make a big move into blockchain, a security expert unveils the cause of Friday's major web outage; and research shows cash in decline.

To land and retain millennial customers, mobile banking apps must graduate from simply replicating online banking on a phone to leveraging the native functionality of mobile hardware.

Breaking News This Morning ...Discount brokers to merge: TD Ameritrade is buying rival Scottrade for $4 billion. The combined company will have $944 billion in client assets and execute 600,000 client trades a day. TD says the merger will enable the two companies to cut costs by $450 million a year. Wall Street Journal, Financial Times

TD Ameritrade and its largest stakeholder, Toronto-Dominion Bank, agreed to buy Scottrade Financial for $4 billion, combining two of the largest online brokerages while expanding the U.S. operations of Canada's second-largest lender.