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WASHINGTON – Lending standards for most business and residential real estate loans as well as subprime consumer loans are tighter than the 10-year average, according to a survey of senior bank loan officers released by the Federal Reserve Board.

In a board action late last week, the agency proposed a number of changes, including softening the exam appeals process, in response to recommendations by the FDIC Office of Inspector General. It also asked banks to pay particular attention to their relationships with third-party lenders.

Institutional structures and cultures loom large in how for-profit and not-for-profit institutions make the decision to issue pink slips.

CUs experience CEO turnover at roughly half the rate of other organizations, but a variety of factors play into how and when those terminations take place.

For smaller CUs, replacing a poorly performing CEO can often be just as costly as doing nothing.

European bank regulators should get out of the way and let banks there "do their job," JPMorgan Chase Chief Executive Officer Jamie Dimon said.

A handful of banks and fintech companies are letting bank customers connect via chat bots on platforms like Slack of Facebook messenger. Some say this is the next big thing, while others say the technology still has a ways to go.

A BB&T unit that finances power equipment has a new president.

The linchpin of the federal government's payday lending proposal is a credit-reporting system for small-dollar loans created by the private sector, but the kinds of companies that could create it haven't stepped forward.