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For loan sales in the fourth quarter of 2024, the 10 biggest winners saw an average net gain on the sale of
The biggest winner, U.S. Bank, had a net loss of $90 million in the three months ended Dec. 31, while
Read more about the biggest winners and losers on fourth-quarter
Source: S&P
Losers
| Ranking | Company | Total Assets($B) | Net gains/loss on sale of loans and leases Q4 2024 ($M) | Net gains/loss on sale of loans and leases 2024 ($M) | Net gains/loss on sale of loans and leases 2023 ($M) |
|---|---|---|---|---|---|
| 10 | Amerant Bank | 9.9 | -10.9 | -8.8 | -42 |
| 9 | SoFi | 36.25 | -16.1 | 46 | 377.3 |
| 8 | NexBank | 14.37 | -24.2 | -2.6 | 2.5 |
| 7 | Cross River Bank | 8.33 | -24.3 | -143.8 | -7.5 |
| 6 | Washington Trust | -6.94 | -60.80 | -54.3 | 3.2 |
| 5 | Western Alliance Bank | 80.93 | -63.3 | 36.8 | -79.6 |
| 4 | Citibank | 2,352.95 | -64 | 55 | -150 |
| 3 | Goldman Sachs | 1,675.97 | -69 | -344 | -712 |
| 2 | HomeStreet Bank | 8.12 | -85 | -76.9 | 9.3 |
| 1 | TD Bank | 540.34 | -908.2 | -898.3 | 8.5 |
Winners
| Ranking | Company | Total Assets($B) | Net gains/loss on sale of loans and leases Q4 2024 ($M) | Net gains/loss on sale of loans and leases 2024 ($M) | Net gains/loss on sale of loans and leases 2023 ($M) |
|---|---|---|---|---|---|
| 10 | Luminate Bank | 0.34 | 34.3 | 126.6 | 104.6 |
| 9 | KeyBank | 187.18 | 39.9 | 141.3 | 155.6 |
| 8 | The Federal Savings Bank | 1.18 | 41.8 | 157.1 | 135.1 |
| 7 | Wells Fargo | 1,929.85 | 43 | 189 | 216 |
| 6 | Huntington Bank | 204.23 | 44.7 | 151.2 | 139.8 |
| 5 | Morgan Stanley | 1,215.07 | 45 | 10 | -25 |
| 4 | PNC Bank | 560.05 | 59.3 | 133.1 | 153.3 |
| 3 | Square | 0.93 | 60.6 | 244.3 | 214.3 |
| 2 | Hilltop Securities | 16.27 | 72.1 | 298.8 | 274 |
| 1 | U.S. Bank | 678.32 | 90 | 288 | 237 |
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