20 credit unions with the largest portfolios of credit card loans

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The top five credit unions with the largest portfolios of credit card loans had more than $36 billion in unsecured credit card loans and lines of credit as of June 30. Most credit unions saw an increase in their unsecured credit card loans and lines of credit over the year, with SchoolsFirst Federal Credit Union seeing an increase of 18.5%.

Read more about the 20 credit unions with the largest portfolios of credit card loans.

20 credit unions with the largest portfolios of credit card loans

Rank Company Name Unsecured credit card loans and LOC 2024 Q2 ($000) Unsecured credit card loans and LOC 2023 Q2 ($000) YOY change (%)
1 Navy Federal Credit Union 29,826,302 26,920,933 10.8
2 Pentagon Federal Credit Union 2,178,423 2,407,430 -9.5
3 Boeing Employees Credit Union 1,667,927 1,542,309 8.1
4 SchoolsFirst Federal Credit Union 1,286,972 1,086,251 18.5
5 State Employees Credit Union 1,165,716 1,060,260 9.9
6 Suncoast Credit Union 1,120,087 1,075,228 4.2
7 Mountain America Federal Credit Union 964,152 819,350 17.7
8 America First Federal Credit Union 904,154 830,221 8.9
9 Pennsylvania State Employees Credit Union 832,544 832,643 0.0
10 Digital Federal Credit Union 684,436 694,921 -1.5
11 VyStar Credit Union 678,620 640,126 6.0
12 The Golden 1 Credit Union 572,795 506,657 13.1
13 Randolph-Brooks Federal Credit Union 533,663 504,312 5.8
14 First Technology Federal Credit Union 440,655 473,796 -7.0
15 Michigan State University Federal Credit Union 436,778 383,886 13.8
16 Redwood Credit Union 394,484 335,877 17.4
17 Baxter Credit Union 384,077 355,242 8.1
18 Patelco Credit Union 344,891 343,213 0.5
19 Virginia Federal Credit Union 328,560 332,695 -1.2
20 GECU Federal Credit Union 305,695 291,148 5.0

Source: S&P

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GECU Federal Credit Union ranked 20th with $305,695,000 in unsecured credit card loans and lines of credit.
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Virginia Federal Credit Union ranked 19th with $328,560,000 in unsecured credit card loans and lines of credit.
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Patelco Credit Union ranked 18th with $344,891,000 in unsecured credit card loans and lines of credit.
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Baxter Credit Union ranked 17th with $384,077,000 in unsecured credit card loans and lines of credit.
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Redwood Credit Union ranked 16th with $394,484,000 in unsecured credit card loans and lines of credit.
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Michigan State University Federal Credit Union ranked 15th with $436,778,000 in unsecured credit card loans and lines of credit.
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First Technology Federal Credit Union ranked 14th with $440,655,000 in unsecured credit card loans and lines of credit.
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Randolph-Brooks Federal Credit Union ranked 13th with $533,663,000 in unsecured credit card loans and lines of credit.
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The Golden 1 Credit Union ranked 12th with $572,795,000 in unsecured credit card loans and lines of credit.
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VyStar Credit Union ranked 11th with $678,620,000 in unsecured credit card loans and lines of credit.
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Digital Federal Credit Union ranked 10th with $684,436,000 in unsecured credit card loans and lines of credit.
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Pennsylvania State Employees Credit Union ranked 9th with $832,544,000 in unsecured credit card loans and lines of credit.
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America First Federal Credit Union ranked 8th with $904,154,000 in unsecured credit card loans and lines of credit.
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Mountain America Federal Credit Union ranked 7th with $964,152,000 in unsecured credit card loans and lines of credit.
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Suncoast Credit Union ranked 6th with $1,120,087,000 in unsecured credit card loans and lines of credit.
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State Employees Credit Union ranked 5th with $1,165,716,000 in unsecured credit card loans and lines of credit.
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SchoolsFirst Federal Credit Union ranked 4th with $1,286,972,000 in unsecured credit card loans and lines of credit.
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Boeing Employees Credit Union ranked 3rd with $1,667,927,000 in unsecured credit card loans and lines of credit.
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Pentagon Federal Credit Union ranked 2nd with $2,178,423,000 in unsecured credit card loans and lines of credit.
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Navy Federal Credit Union ranked 1st with $29,826,302,000 in unsecured credit card loans and lines of credit.
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