BB&T and SunTrust have extra incentive to close deal in '19
Signage for BB&T and SunTrust is displayed on buildings in Florida.
Completing the deal before the new year would let the merged company avoid an earnings hit in complying with the Current Expected Credit Loss accounting standard and give it more flexibility on capital adjustments.

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First Horizon to buy 30 branches as part of BB&T-SunTrust divestiture
SunTrust branch
BB&T and SunTrust had to sell the branches to get Justice Department approval of their merger, a key step toward closing the deal.

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Fannie and Freddie will likely exit conservatorship by 2024, Calabria says
FHFA Director Mark Calabria
And the government-sponsored enterprises could hold initial public offerings in 2021 or 2022 to ensure they hold adequate capital, FHFA Director Mark Calabria said.

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Tired of paying 'ransom' to core vendors, two small banks fund new one
ABA principles for strong banker-core relationships
The State Bank Group and The Provident Bank are backing Neocova, which focuses on community banks.

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Small banks resisting digital (yes, they exist) warned to wise up
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Most consumers, even those in rural communities, have become accustomed to digital services. That's something certain community banks better face up to, panelists at the ABA conference said.

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Banks shift focus in small business as loan growth slows
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Banks are putting more effort in deposit gathering and fee-based products to offset thinning margins and increased payoffs by small-business clients.

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Will Iberiabank's no-premium deal touch off big-bank M&A wave?
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The Louisiana company's willingness to combine with First Horizon without a big initial payday is fueling talk that other banks could be keen on selling at relatively inexpensive prices.

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Banks want a Camels overhaul, but chiming in is risky
FDIC Chairman Jelena McWilliams
Many in the industry have cheered regulators' interest in improving the supervisory rating system, but they may shy from commenting publicly about their experiences in a confidential process.

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U.S. banks are playing catch-up with Chinese fintechs
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Banks should stop competing on volume with large techs and start competing on added-value services to win over customers.

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In partisan D.C., House banking panel flips the script
Rep. Patrick McHenry, R-N.C., and House Financial Services Committee Chair Maxine Waters, D-Calif.
Bankers had worried about Rep. Maxine Waters' control of the Financial Services Committee, but many now say the Democrat's working relationship with the panel's top Republican is refreshing.

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