Timeline of Mitek, USAA remote capture deposit battle
USAA won $200M from Wells Fargo in patent fight. Will others be on the hook?
The remote deposit capture tech at the center of the dispute is used by 6,500 institutions. That may mean other institutions will have to pay licensing fees to USAA.

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Fed, FDIC sign off on BB&T-SunTrust megamerger — with a catch
The regulators approved the deal after nine months of consideration, but the Fed hit SunTrust with a consent order tied to "unfair and deceptive" business practices from 2013 to 2017.

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Ghost funding and sandbagging: Wells Fargo's sales tactics on trial
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A lawsuit filed by a New Jersey branch employee who was fired in 2016 includes detailed allegations about the pressure that front-line workers faced to meet monthly sales targets. The case is scheduled to go to trial in February.

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Three takeaways from regulators' approval of the BB&T-SunTrust merger
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The smooth and relatively short process should be encouraging to other big banks that are eyeing deals. But their window of opportunity may not last long.

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Don't believe doom and gloom on Fannie, Freddie
There's been chatter that investors are shying away from Fannie Mae and Freddie Mac mortgage-backed securities because Congress may not enact housing finance reform. Be skeptical of those claims.

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How much should banks fear a Democratic victory in 2020?
Sen. Elizabeth Warren, D-Mass.
The financial policy views of progressive candidates atop the presidential field are sure to worry bankers, but it would be difficult for any new president to implement sweeping regulatory changes.

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U.S. banking regulators taking harder look at climate change
U.S. banking regulators' views on climate change.
In recent months federal regulators have been speaking out on the risks that extreme weather events pose to the financial system, something their European counterparts have been doing for some time.

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Citigroup's Corbat warns banks: Don't become 'the dumb utility'
Citigroup CEO Michael Corbat
In a discussion about partnerships with technology and fintech firms, Citigroup CEO Michael Corbat said banks need to be careful not to give away too much, particularly the client-customer relationship.

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Dems' new tack on gun control: Make banks police sales
Rep. Jennifer Wexton, D-Va.
A recent bill would require banks to provide data on suspicious firearms transactions as part of anti-money-laundering efforts.

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OCC offers road map for banks to bypass 'Madden' ruling
Office of the Comptroller of the Currency
The 2015 decision posed new legal challenges for institutions trying to sell loans to third parties, but the federal regulatory agency proposed steps Monday for banks and debt parties to evade state interest rate caps.

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