NASHVILLE - O'Charley's Inc. said it completed an agreement with a group of banks led by First American National Bank for a threeyear, $30 million unsecured revolving line of credit.

The participating banks include Bank of Boston, Bank South of Atlanta, and Mercantile Bank of St Louis.

First American has been the lead bank of O'Charley's, a fast-growing restaurant operator and franchiser, since 1989, said Gregory L. Burns, chief executive officer.

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