The American Bankers Association's new leader knows something about rebuilding and reinvention. He should fit right in.

Arthur C. Johnson, chairman and chief executive of the $425 million-asset United Bank of Michigan, has spent his four-decade career shifting his bank's approach to business as the Michigan economy has itself shifted. With that experience, Johnson, his peers say, is keenly suited to work with policymakers as they consider how to fix banking.

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