Advanta Corp., whose survival is threatened by a continuing surge in chargeoffs and delinquencies, reassured investors Thursday that it is taking steps to avoid an early amortization of its credit card master trust.

The Spring House, Pa., issuer, which specializes in small-business cards, outlined a series of steps, including selling receivables into its trust and increasing customer prices, that it said would help it avoid early amortization — a rare event in which cash flows from a trust would be directed to pay off bondholders and the structure would unwind.

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