Federal regulators moved Tuesday to impose community- reinvestment-like guidelines on banks that branch across state lines.

A proposal issued by all three banking agencies would require that a bank's out-of-state branch maintain a loan-to-deposit ratio that is at least half the average of all banks in the given state.

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.