Home Savings of America says it has added two new adjustable-rate mortgages to its product line. Both are aimed the first- time homebuyer and those in the market to trade up to bigger houses.

"The addition of these loans gives us the ability to meet the needs of all potential homebuyers." Will Barrett, executive vice president of consumer lending at the H.F. Ahmanson & Co. subsidiary, said in an announcement on Monday.

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