MARIO ANTOCI IS CHAIRMAN OF American Savings Bank, one of the nation's largest thrifts. Earlier this year, Fannie Mae securitized $1.4 billion of lower-income and central-city loans American Savings had made and held in its portfolio for several years. The deal was one of the largest of its kind.

Recently he spoke to American Banker about why he thinks the secondary mortgage market isn't doing more such business.

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