My goal here is to provide some tangible evidence of an intangible phenomenon called culture and management style, as practiced by CB&T Bank, the lead bank of Synovus Financial Corp. in Columbus, Ga.

Synovus, which has a 106-year history and $5.8 billion of assets, has 32 decentralized, separately chartered banks, and Total System Services Inc., the second largest credit card processor in the country, each with its own board and chief executive officer.

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