President Obama on Tuesday sent Congress a $3.9 trillion budget for 2015 that includes increased spending for employment, education and job-training programs to boost the economy, financed in part by cutting tax breaks for upper-income families and some businesses. Deep within the budget is language giving the Treasury Department the ability to call delinquent consumers on their cell phones using autodialers.

According to the budget proposal, that item alone would cut the federal deficit by an estimated $120 million between 2015 and 2024.

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