One of Baltimore's last remaining hometown banks would end a nine-year acquisition drought if its announced plan to buy a suburban Washington thrift goes through.

Officials at Provident Bankshares said the timing-and the target-was finally right. The $2.8 billion-asset company has agreed to pay about $100 million for First Citizens Financial Corp., a $690 million-asset Gaithersburg, Md., thrift, in an all-stock deal.

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