Bank One Corp. of Chicago last week added a variable annuity product to its investment menu that will give investors access to their money while they save.

A feature of the One Income Annuity called "Life with Emergency Cash" allows full or partial surrender of the annuity contract at any time, for any reason, the banking company said. Customers may choose from four investment styles using stock, bond, and money market portfolios, or they may self-direct their investments in individual portfolios The annuity is underwritten by Aegon Financial Service Group and is available through Bank One banking centers.

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