The Senate has solved half of the key puzzle on the financial reform talks-who its negotiators are-by appointing all 20 members of the Banking Committee.

Now, supporters of the long-sought legislation to remove the barriers between the banking, insurance, and securities industries are waiting for Speaker J. Dennis Hastert to decide who will represent the House. That decision-including whether the Banking Committee will constitute a majority of the House team-is expected by Tuesday.

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