When people are deciding what company to work for, they often consider elements such as compensation, location, how well the job matches their current skill set or goals and the company's reputation and culture. But the three primary factors are typically remote or hybrid schedules, generous benefits and tangible recognition of performance.
The 33 companies on American Banker's 2026 Best Fintechs to Work in Fintech list have made an effort to provide generous benefits and work-from-home flexibility, as well as more fun perks from complimentary food for in-office days to half-day Summer Fridays to various company-wide parties and outings.
As large corporate workplaces are making headlines for continuing to enact return-to-office policies and starting to cut back on benefits such as family leave and paid time off, firms that made this list are doing the opposite.
Read on to learn more about fintechs with award-winning workplaces.
33. Advyzon, Inc.
Location: Lisle, Illinois
CEO: Hailin Li
Number of U.S. employees: 125
Service: All-in-one wealth management technology platform for financial advisors.
Why it's a great place to work: According to the company, Advyzon has a flat, transparent culture that encourages employees to take ownership and make meaningful contributions rather than just follow instructions. "There's a shared pride in building an all-in-one platform that simplifies advisors' lives, powered by a team that genuinely cares about doing things right," the company stated. It offers remote and hybrid work.
Special perks include an annual holiday party, a summer gathering, a ping pong table, dart tournaments and free snacks and drinks.
32. MDT
Location: Farmington Hills, Michigan
CEO: Chris Kowal
Number of U.S. employees: 158
Service: Private cloud core processing and IT services for credit unions.
Why it's a great place to work: MDT provides a hybrid work environment where employees only have to come into the office five days per month — and they can choose which days they come in. It also offers monthly flex hours for employees to attend personal appointments. It pays 100% of the premium for employees' medical and dental health insurance.
Fun perks include a summer party and a December holiday event for employees and their guests that includes "Las Vegas-level entertainment," an open bar, hotel accommodations and breakfast the next morning.
31. IOU Financial
Location: Kennesaw, Georgia
CEO: Robert Gloer
Number of U.S. employees: 74
Service: Online lender for small businesses
Why it's a great place to work: Employees can telecommute. According to IOU, there are opportunities to move up or transfer to another department, if employees want to. The pay is competitive for the industry, bonuses are given for referrals and stock options are offered to supervisors, management, and executives of the company. "Work-life balance is always respected at IOU Financial, being flexible if there are family or personal matters that need to be taken care of," the company wrote.
For fun, the company hosts gift card giveaways, Nerf gun fights, potlucks and bingo nights.
30. Customers Bank
Location: New York, New York
CEO: Sam Sidhu
Number of U.S. employees: 809
Service: Community bank that serves fintechs and other businesses
Why it's a great place to work: Customers Bank says its culture is "high-performing, low-ego and relentlessly entrepreneurial." Its employee base has nearly doubled in recent years, "fueled by top-tier talent drawn to our model, where innovation and integrity go hand in hand." It recognizes employees with several award programs. An on-site personal trainer offers customized, one-on-one sessions — "making it easy for employees to prioritize their physical health and feel their best."
In addition to an annual holiday party, the bank gives every employee a gift at the end of each year.
29. KlariVis
Location: Roanoke, Virginia
CEO: Kim Snyder
Number of U.S. employees: 65
Service: Data analytics platform for community financial institutions
Why it's a great place to work: Families come first, according to the company. "We work hard and are committed to excellence, but we do not miss our kids' games, school plays or important family moments," KlariVis says. "That balance is possible because we give employees the freedom to manage their work in a way that fits their lives. Whether it is adjusting schedules, working from home, or taking time away, our team is trusted to find the right balance. This approach creates loyalty, respect, and a sense of belonging that is rare to find."
KlariVis offers unlimited paid time off. The entire company comes together for a week-long "K-Week" event that comes with swag and apparel. This year, it's launching a wellness initiative called KlariFit that will include an on-site gym.
28. Expansion Capital Group
Location: Sioux Falls, South Dakota
CEO: Tim Mages
Number of U.S. employees: 101
Service: Lender to small businesses
Why it's a great place to work: The company says it invests heavily in professional development, mentorship and career mobility, ensuring team members have both the resources and autonomy to advance. "Leadership is accessible, ideas are welcomed regardless of title and success is recognized and celebrated," it says.
27. Glia Technologies, Inc.
Location: New York, New York
CEO: Dan Michaeli
Number of U.S. employees: 168
Service: Provider of customer service communication software
Why it's a great place to work: Glia Technologies says its people-centric and fully remote work environment emphasizes flexibility, inclusivity and employee well-being. The company offers unlimited paid time off and flexible work policies in the U.S., allowing employees to balance their professional and personal lives. To supplement the remote offering and provide opportunities for in-person connection, Glia also invests in bi-annual company off-sites (this year in Punta Cana) to strengthen team cohesion and provide opportunities for professional development. A flexible benefits platform lets U.S. employees select lifestyle-based benefits tailored to their individual needs.
26. MPOWER Financing
Location: Washington, D.C.
CEO: Emmanuel Smadja
Number of U.S. employees: 22
Service: Lender to international students
Why it's a great place to work: MPOWER says its mission-driven culture unites employees in a shared commitment to removing financial barriers for international students. The company offers opportunities for professional growth, encouraging employees to develop career-building skills and advance their careers within the organization. The company offers a hybrid work structure, where employees are required to be in the D.C. office two days a week and can work from home up to three days a week. It also offers a Stepathon fitness challenge, an on-site game room and paid time off to care for relatives and children.
25. FS Vector
Location: Washington, D.C.
CEO: John Deignan
Number of U.S. employees: 62
Service: Consulting firm for banks and fintechs
Why it's a great place to work: Employees work on "high-stakes projects where your expertise directly shapes the future of financial innovation," the company says. Employees are empowered to make decisions. FS Vector also offers both flexible working hours and flexible paid time off.
24. Teslar Software
Location: Springdale, Arkansas
CEO: Joe Ehrhardt
Number of U.S. employees: 63
Service: Lending process automation platform for community financial institutions
Why it's a great place to work: Teslar Software's CEO, Joe Ehrhardt, leads weekly company-wide strategy meetings for his employees to ensure everyone in the company is aligned with the organization's goals and to foster a collaborative and transparent work environment. Teslar invests in employee development by sponsoring participation in leadership development programs like Leadership Springdale. The company also offers employees profit-sharing bonuses in addition to a built-in annual bonus. Additional perks include flexible paid time off, catered meals, monthly team outings and an office equipped with recreational amenities such as game consoles, a ping pong table and a gym.
23. Tyfone
Location: Portland, Oregon
CEO: Siva Narendra
Number of U.S. employees: 62
Service: Digital banking and instant payment solutions for community financial institutions
Why it's a great place to work: Tyfone says that its culture values autonomy, transparency and continuous learning for its employees. The company emphasizes a flat organizational structure, enabling colleagues to make decisions, experiment and grow without excessive hierarchy. Tyfone supports work-life balance through flexible hours and 100% remote work, and offers unique benefits like quarterly wellness leave and role-based asset procurement for home office setups.
22. Jack Henry
Location: Monett, Missouri
CEO: Greg Adelson
Number of U.S. employees: 7,227
Service: Core software provider for banks
Why it's a great place to work: Jack Henry offers flexible work options for its employees, with both fully remote offerings and hybrid options for working at one of the company's offices across the country during the week. Jack Henry also provides up to eight hours per year of paid volunteer time and up to 15 days of paid leave per year for military associates' approved leave time.
21. Alloy
Location: New York, New York
CEO: Tommy Nicholas
Number of U.S. employees: 311
Service: Identity theft and fraud prevention platform for financial institutions and fintechs
Why it's a great place to work: Alloy's culture emphasizes employee growth, inclusivity and well-being. The company actively incorporates employee feedback into its benefits offerings. It provides free therapy sessions and life coaching. The company currently requires two days in-office per week but maintains an unlimited paid time off policy and a hybrid work schedule for its staff. Additionally, Alloy supports professional development with learning stipends, mentorship programs and regular team-building events.
20. Smiley Technologies, Inc.
Location: Little Rock, Arkansas
CEO: Elizabeth Glasbrenner
Number of U.S. employees: 85
Service: Provider of core banking software for community banks
Why it's a great place to work: The company maintains an open-door policy across all levels of leadership to allow for transparent and direct communication. To promote a positive work environment, Smiley Technologies implements initiatives like the "Smiley Core Impact Coin" award (accompanied by a $2,000 cash prize) and a "High Five Board" for peer recognition. It organizes various wellness programs and team-building events throughout the year, such as health screenings, guest speakers and themed social gatherings. Smiley offers options for hybrid, fully in-office and fully remote schedules depending on proximity to the company's headquarters and the employee's individual needs.
19. DCI
Location: Hutchinson, Kansas
CEO: Sarah Fankhauser
Number of U.S. employees: 315
Service: Core banking and digital processing solutions for banks
Why it's a great place to work: DCI offers its staff hybrid work options ranging from one to five days of working from home per week depending on the employee, their role and the needs of their work. An annual Employee Celebration Day includes games, contests and product education, with a paid floating holiday provided in exchange. Additional perks include ping pong tables, treadmills and summer "Parties in the Park."
18. Capitolis
Location: New York, New York
CEO: Gil Mandelzis
Number of U.S. employees: 88
Service: B2B capital marketplace for banks and portfolio optimization tools
Why it's a great place to work: Capitolis says it supports charitable causes, volunteer work and eco-friendly habits at work and at home. The company purports a culture of transparency among leadership and employees, sponsors various events and regularly tocks the office kitchen for its staff. The fintech also offers happy hours that include activities based on team interests or that relate to certain holidays, such as planting terrariums for Earth Day and offering a taco bar for Cinco de Mayo.
17. Financial Finesse
Location: El Segundo, California
CEO: Liz Davidson
Number of U.S. employees: 61
Service: Human and AI-powered financial advice as an employer-sponsored benefit
Why it's a great place to work: Financial Finesse says its flat organizational structure encourages autonomy and innovation, enabling team members to take ownership of their roles. The company offers flexible hours and operates 100% remotely so employees can work from any location. Financial Finesse also provides full coverage of employees' medical premiums and contributions toward dependents' premiums. Employees also benefit from a $300 office stipend each quarter and two floating holidays per year for cultural celebrations.
16. FIntegrate Technology
Location: Birmingham, Alabama
CEO: Kris Bishop
Number of U.S. employees: 26
Service: Dispute management, collections and recovery software provider
Why it's a great place to work: FIntegrate Technology says it offers unlimited paid time off, and gives employees responsibility and authority to make decisions. It lets employees bring their dogs to work and provides lunch and snacks.
15. Hometap
Location: Boston, Massachusetts
CEO: Jeffrey Glass
Number of U.S. employees: 330
Service: Platform for home equity investment
Why it's a great place to work: Hometap offers 100% remote work for its employees to foster flexibility and work-life balance. Employees receive an annual home office stipend to support their remote work while also offering access to its Boston office for those who need it. The company celebrates its core values — "being a good owner," "being a good neighbor" and "strong foundations" — through monthly all-hands meetings that recognize team members exemplifying these principles.
14. Plaid
Location: San Francisco
CEO: Zach Perret
Number of U.S. employees: 986
Service: Open banking data aggregator for banks and fintechs
Why it's a great place to work: Plaid says it invests in its people through leadership development, learning programs and rituals that keep the company's culture connected as it scales. Provided examples of this include global retreats, hack-a-thons and events across offices and remote teams. The company provides complimentary meals for in-office employees, and other benefits include Lifestyle Spending Accounts, commuter benefits, and ergonomic home office stipends.
Plaid offers hybrid schedules for employees within range of its San Francisco or NYC offices for a set number of days per week. The company also offers "flex weeks" to allow site-based employees flexibility to work remotely through the year and gives the entire company off from Christmas through New Year's Day.
13. Cascading AI (Casca)
Location: San Francisco, California
CEO: Lukas Haffer
Number of U.S. employees: 34
Service: AI-powered loan origination platform
Why it's a great place to work: Cascading AI says it hires people who are "both brilliant and kind — the ability to collaborate well isn't optional here, it's fundamental to who we are." The CEO and COO bring their dogs to work, "which speaks to the warmth and humanity we bring to solving hard problems." The company says it empowers people to work autonomously, make impactful decisions and "always think about the most meaningful work they can do, both short and long term." In quarterly events, employees present for 30 minutes about their lives, passions and struggles. "This engenders vulnerability and trust in our culture, and reminds us of our shared humanity," the company says.
12. Ascent Funding, LLC
Location: San Diego, California
CEO: Ken Ruggiero
Number of U.S. employees: 88
Service: Provider for private student loans and bootcamp financing
Why it's a great place to work: Ascent Funding says that its culture emphasizes flexibility, well-being and personal growth. The company offers unlimited PTO, a hybrid work model with three remote days per week, and a $3,000 paid sabbatical every three years. Perks include $400 for home office upgrades, $200 annually for wellness expenses and events such as Professional Development Week and quarterly happy hours. Additional benefits include paid mental health days off, no-meeting Fridays and community service days.
11. Green Check Verified
Location: Bonita Springs, Florida
CEO: Kevin Hart
Number of U.S. employees: 39
Service: Helps financial institutions serve the cannabis industry
Why it's a great place to work: Green Check Verified says that its collaborative, remote-first culture (supported with satellite offices and regular all-hands meetings) emphasizes flexibility and transparency. Employees benefit from equity ownership, access to company-wide financial metrics and a supportive environment — exemplified by its active #Kudos Slack channel — that encourages professional growth. The company also offers unique perks such as time off for volunteer work, generous holiday gift cards and additional paid time off during the holidays.
10. Praxent
Location: Austin, Texas
CEO: Tim Hamilton
Number of U.S. employees: 62
Service: Provides user-experience design and consulting to fintechs and banks
Why it's a great place to work: Praxent says it has a strong workplace culture and supports professional growth through regular career coaching and a clear advancement framework. The company is 100% remote and encourages staff to work no more than 40 hours a week with flexible hours across time zones.
Employees also appreciate the emphasis on fun and connection with activities like themed Slack channels, paid team meals and MasterClass subscriptions. Praxent further invests in its team by sponsoring learning cohorts and certifications, and hosts in-person holiday events for international staff.
9. Inclined
Location: Sausalito, California
CEO: Joshua Wyss
Number of U.S. employees: 32
Service: Fintech that offers lending against life insurance policies
Why it's a great place to work: Inclined's values are "simplicity, empowerment, transparency, humility and accountability." The company said this focus helps create an environment where employees feel safe to ask questions and give feedback, and everyone trusts their colleagues to work diligently and ethically. The company operates primarily with fully-remote staff, with offices in Colorado and California available for employees to work out of if they wish. Inclined also contributes $3,000 each year to employees' health savings accounts if they select a high-deductible plan.
8. ACES Quality Management
Location: Denver, Colorado
CEO: Trevor Gauthier
Number of U.S. employees: 65
Service: Quality control and audit software provider
Why it's a great place to work: ACES Quality Management offers a fully remote work environment for all employees, as well as flexible hours and unlimited PTO. The company says it also offers competitive compensation. ACES supports community engagement through paid volunteer days and promotes team cohesion with various employee engagement programs. The company boosts these two goals through occasional philanthropic initiatives as well, such as a fully paid volunteer service trip to the Philippines for employees.
7. CorServ
Location: Atlanta, Georgia
CEO: Anil Goyal
Number of U.S. employees: 98
Service: Provider of a card issuing platform for banks and fintechs
Why it's a great place to work: CorServ says it fosters a culture of respect, collaboration and shared purpose, driven by leadership that encourages open communication and values employee input. Team members are encouraged to share ideas, opinions and concerns, contributing to an environment of transparency, accountability and trust.
The company's commitment to employee growth is evident in its provision of free, unlimited access to learning and career development courses, such as those offered through LinkedIn. CorServ also supports work-life balance through operating as a remote workplace since its inception in 2009.
6. Zest AI
Location: Burbank, California
CEO: Mike de Vere
Number of U.S. employees: 166
Service: AI-powered credit underwriting software provider
Why it's a great place to work: To foster belonging and cultural awareness, Zest AI celebrates observances across cultures and supports local and minority-owned businesses. The company actively partners with HBCUs and diversity-focused organizations such as AfroTech and Black Tech Collaborative to build inclusive, long-term talent pipelines. The company also offers accommodations for neurodivergent and/or disabled employees.
Benefits offered by Zest AI to employees include pet insurance, unlimited PTO, flexible hybrid work where most employees are fully remote and a full suite of family and health benefits. In-office employees (who typically come in two days a week) also enjoy catered lunches, on-site manicures and pedicures twice a week and an on-site car wash service.
5. White Clay
Location: Louisville, Kentucky
CEO: Mac Thompson
Number of U.S. employees: 31
Service: Banking relationship management and profitability optimization software
Why it's a great place to work: White Clay says that its staff operate with a high degree of independence supported by flexible remote work options, unlimited PTO and a hands-off management approach that emphasizes accountability over micromanagement. Employees nearing retirement are also able to transition to fully remote work and partial hours based on their role and needs, if they desire to do so.
The fintech encourages community involvement by supporting employees who lead local institutions (like the Louisville Zoo and the Fund for the Arts) and sponsoring employee enrollment in annual charity events.
4. MVB Bank
Location: Bridgeport, West Virginia
CEO: Larry Mazza
Number of U.S. employees: 407
Service: BaaS sponsor bank for fintech, payments and gaming clients
Why it's a great place to work: MVB Bank offers a variety of non-salary benefits and acknowledgements to its staff. Outstanding employees, for example, receive personalized letters from the CEO with praises for exceeding job expectations. The bank also provides a concierge service where it coordinates or offers services such as dry cleaning, meal catering, childcare arrangements or automobile services to help its employees manage their personal lives well alongside their work. MVB Bank staff are encouraged to serve their community through paid volunteer days and pursue healthy living with prize-driven wellness challenges.
3. YCharts
Location: Chicago, Illinois
CEO: Sean Brown
Number of U.S. employees: 137
Service: Investment research and client communication platform for financial advisors
Why it's a great place to work: YCharts embraces a flexible hybrid work model built on trust and accountability, balancing focused individual work with intentional in-person connection at its Chicago headquarters and New York City satellite office. The company offers in-office benefits such as lunch stipends, stocked kitchens and comfortable workspaces for in-person work. This complements the fintech's hybrid work model where the majority of employees work remotely most of the time, and office attendance requirements sit at two to three days per week. YCharts also rewarded its staff for surpassing 2025 goals by extending Summer Hours (early leave on Fridays) into the winter season.
2. Centime Inc
Location: Concord, Massachusetts
CEO: B.C. Krishna
Number of U.S. employees: 10
Service: Cash management suite for small and medium-sized businesses
Why it's a great place to work: Centime encourages employees to work where and how they are most effective with a remote-first work policy, with periodic in-person meetups and team-building activities scheduled throughout the year to foster community among co-workers. The company also offers its staff flexible holiday observance aligned with individual religious and cultural practices, as well as unlimited leave and full geographic and time flexibility for U.S. employees.
Company-wide initiatives around mental health, fitness and healthy work habits, many of them employee-led, signal that people are encouraged to bring their full selves to work and to prioritize balance alongside impact. Centime also emphasizes shared ownership, offering employees equity on day one to immediately bring together individual and company success.
1. IntraFi LLC
Location: Arlington, Virginia
CEO: Mark Jacobsen
Number of U.S. employees: 335
Service: FDIC-insured deposit placement and liquidity management solutions for financial institutions
Why it's a great place to work: IntraFi made the top of American Banker's Best Places to Work in Fintech list for 2026 for its mission-driven culture, family-supporting benefits and flexibility in its return-to-office requirements. The company emphasizes transparency through monthly CEO updates and regular all-hands meetings to ensure everyone is informed about organizational progress and goals.
Employees also receive a comprehensive suite of benefits such as flexible work options, generous paid time off, sabbaticals, adoption assistance and access to expert medical consultations. IntraFi also promotes a sense of community and shared purpose through team-building events like IT Innovation Week and seasonal celebrations.
Read our profile of IntraFi
