After half a decade and nearly $75 million in losses, the Bank of San Francisco is finally making money.

Its parent, San Francisco Co., reported net earnings of $336,000 for 1995, the first time since 1990 it has posted an annual profit. Just a year earlier, the company reported a loss of $33 million, a hefty $10.73 per share, and from the beginning of 1991 through yearend 1994 the company lost $74.6 million.

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