Visa U.S.A., MasterCard International, and Bank of America are sponsoring, a Web site with information on managing credit wisely.

Among the services it offers are credit reports, a directory of credit counselors, tips on borrowing, and links to other consumer education Web sites. was launched for National Credit Education Week, April 18-24.

Other sponsors include nonprofit organizations such as the National Foundation for Consumer Credit. "Consumer credit organizations and leaders in the credit industry have come together for the first time to create a Web site that navigates consumers to some of the best credit information available on the Internet," said Tim Becker, vice president at Bank of America.

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