Bisys Creative Solutions, a division of Bisys Group Inc., is marketing two systems that let issuers and acquirers generate and process consumer and merchant applications 24 hours a day.

Credit Card Connection, accessible through the Internet and by telephone, bolsters consumer response rates and approval decisions through continuous, automated credit bureau access, the company said.

Merchant Connection is "merchant lead generation" software for acquirers to prescreen and market to prospective merchants.

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