John D. Koch, executive vice president of Charter One Bank, Cleveland, has been elected chairman of the mortgage finance committee of the Savings and Community Bankers of America.

Mr. Koch will guide the activities of the association's mortgage lending initiatives, including the Housing Opportunity Task Force, which promotes affordable housing for people with low to moderate income in conjunction with government finance agencies, community groups, and other sources.

At Charter One Bank, a subsidiary of Charter One Financial Inc., Mr. Koch is responsible for all lending functions and for numerous bank subsidiaries.

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