The report excerpted here on the FHA loan programs of the Department of Housing and Urban Development was issued by the Joint Center for Housing Studies at Harvard University.

The future of FHA lies in its potential to complement and extend the reach of public and private housing finance organizations to meet the housing capital requirements of undeserved communities. To understand how to accomplish this modern mission, Federal Housing Commissioner Nicolas P. Retsinas hosted eight public forums across the country to gather testimony from current and potential FHA partners.

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