Structural changes in financial markets and in various segments of the financial services industry, especially the savings and loans, have presented opportunities and threats to commercial banks.

Many bankers have reacted by shifting their portfolios toward real estate lending. Risk-based capital requirements and reform of federal deposit insurance have provided additional incentives for banks to specialize in real estate lending.

Limited Time Offer

Save $400 off your subscription. Special offer ends April 30, 2017.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.