Is all this hype about the information superhighway beginning to scare the directors of your community bank? Have the countless articles about home banking, the Internet, and megamergers caused your board to talk more seriously about cashing out?

The rapid pace of technological change has become a serious concern for community bank directors. Many directors are asking: Do we have the right technology to compete? How do our spending and investment levels compare to peers? What are the risks involved with new technology? Are we taking more risk by maintaining our old technology?

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