Bankers confused by the varying directions fair-lending examinations had been taking finally have some guidance. The Office of the Comptroller of the Currency issued comprehensive new fair-lending procedures last fall.

The much-needed clarification provided by the Comptroller's Office somewhat improves a bank's ability to prepare for a fair-lending exam. Still, it left many banks foraging for further explanation. What follows is a look at how banks can anticipate and ready themselves for the different nature of future exams.

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