Consumer borrowing jumped to $3.28 trillion in September, up approximately $15.9 billion, according to the Federal Reserve’s monthly report on auto and student loans and credit card debt.

Revolving credit, primarily credit cards, increased from $880.3 billion to $881.8 billion in September, while nonrevolving credit for auto and student loans rose by $14.5 billion.

The increase comes after a revised $201 million decline in revolving credit in August. Non-revolving loans climbed a revised $14.2 billion in August, the smallest increase since January.

The increase in total consumer borrowing comes as the U.S. Bureau of Labor Statistics reported the addition of 214,000 jobs in October and a 5.8% reduction in the unemployment rate.

Since the start of the year, the unemployment rate and the number of unemployed persons have declined by 0.8% and 1.2 million, respectively, according to the bureau.

For most of the recovery, growth in consumer credit has been driven by student lending by the federal government and, more recently, by bank financing for auto purchases.

Other recent data has pointed to healthy spending by consumers. A broad gauge of spending compiled recently by the Commerce Department showed outlays increased 4.1% from a year earlier, slightly faster than the pace seen in previous months.

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