Store-branded credit cards are becoming more popular with major retailers and with consumers who have the option to save money on their purchases if they open one, according to new data from Equifax.

Increasingly, our markets will be defined less by where we place branches and more by where we send our best bankers to engage with existing and potential customers.

Quarterly profit rose 36% at BofI Holdings (BOFI) in San Diego, as the online bank's loan growth led to higher interest income.

The Federal Housing Finance Agency told Fannie Mae and Freddie Mac to end reimbursements to mortgage servicers for expenses related to captive reinsurance arrangements.

Huntington Bancshares (HBAN) in Columbus, Ohio, has committed $25 million to help launch a microlending program for small businesses in Michigan.

Debt buyers should make a copy available to the court and to the defendant at the time of filing the lawsuit. This should help relieve our congested court dockets and prevent lawsuits against the wrong people in the wrong amount.

Independence Bank in Newport Beach, Calif., has agreed to buy Premier Service Bank (PSBK) in Riverside.

Home Bancorp (HBCP) in Lafayette, La., has agreed to pay $34.5 million in cash for Britton & Koontz Capital (BKBK) in Natchez, Miss.

Two people found guilty of orchestrating an elaborate tax fraud and identity theft scheme involving a collection agency were sentenced to prison terms on Friday.

Capital One drew both attention and controversy for a recent commercial, in which Samuel L. Jackson uses a mild profanity to advertise a credit card. American Banker editors discuss how banks can stand out in their marketing without angering customers or incurring reputational damage.

The $1 billion-asset company is looking to sell its branch in Ponte Vedra Beach for $3.5 million, the Jacksonville Business Journal reported Monday.

Activist investors continue to stir up community banking and M&A. ISS advised Hampden Bancorp shareholders to support an investor group that wants to push the thrift to sell itself, but Egan-Jones says the new CEO deserves more time.

The Consumer Financial Protection Bureau is treading a fine line between protecting individuals from wrongdoing and acting as if it knows what's good for them. American Banker staffers discuss how behavioral economics is shaping its policy decisions.

Nearly half of the large banks surveyed said mortgage applications were either "moderately" or "substantially" lower, according to a Fed survey released Monday.

Banks should allow more time for less-stringent pricing models and video-teller ATMs to permeate the industry as consumers wean themselves from conventional, face-to-face interaction with tellers.

The CFPB has referred at least three auto lenders to the Justice Department for further investigation into possible fair lending violations, even as lawmakers continue to question the agency's authority.

The Treasury Department plans to auction seven more lenders' Troubled Asset Relief Program shares, with a total face value of about $90 million.

When it comes to saving, today's young Americans see themselves as more ant than grasshopper. That's the conclusion of a new survey from America Saves, a nonprofit that asked more than 1,000 Americans about their personal saving goals.

Consumer lending in September fell to its lowest point since early in the year, according to the latest American Banker Index of Banking Activity. Commercial lending provided a minor bright spot, but credit quality may be buckling amid intense competition.

Bank analyst David Hendler, known for his contrarian views on the industry, has left the research firm CreditSights and plans to start a risk-management consultancy.