Banks are facing a serious tension between costs and service, but you cannot save yourself into prosperity. You have to grow the top line and your margins.

The Small Business Administration will begin in July to guarantee loans that help auto dealers purchase inventory, officials said Thursday.

SOUTHEAST

The capital pressure at Nexity Financial Corp. is mounting, but its top executive says the Birmingham, Ala., company is close to raising what it needs.

RALEIGH, N.C. – In one of the biggest credit union projects ever, State Employees' Credit Union is planning a 12-story office building, expanding its presence near the State House, where many of its 1.5 million members work.

In another sign of life for the bank mergers-and-acquisitions market, OceanFirst Financial Corp. has agreed to buy another New Jersey company, Central Jersey Bancorp, for $68.4 million of stock.

Community Bank of Nevada in Las Vegas has agreed to take steps to improve its condition.

If at first you don't succeed … offer more money.

HARKER HEIGHTS, Texas – Navy FCU continues to set a new footprint with plans to open a new branch here Monday, the eighth in Texas and 177th overall for the $40 billion credit union.

Can saving face help save a struggling bank?

SPRINGHILL, La. – Carter FCU will celebrate the opening of its newest branch today in Haughton with the launch of a rewards checking account.

The sale of the failed BankUnited to an investor group may be a turning point for private equity's involvement in the banking sector.

And the winner is … the lower bidder?

Though BankUnited has failed, its name lives on.

It was good to hear Treasury Secretary Timothy Geithner state that "community banks play a vital role in our financial system and a central role in our economy."

Western Alliance Bancorp. in Las Vegas has a lot of plans for the $200 million of capital it just raised.

UCBH Holdings Inc. has postponed its annual meeting because it needs to recalculate its first-quarter and 2008 results.

Regulators have given Community Bank of West Georgia in Villa Rica until early June to get adequately capitalized.

SAN ANTONIO – United SA FCU has opened the company’s sixth office in the San Antonio area.