The return on average assets for the country's largest credit unions has been slipping recently, but some states are still reaping big returns, according to data from Sheshunoff Information Services.

For the first nine months of 1995, the 1,180 credit unions that have more than $50 million in assets racked up a 1.14% average return on assets, down from 1.23% in 1994 and 1.45% in 1993.

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