New research shows that penetration of electronic delivery has reached rates of 85 percent, 96 percent and 45 percent for corporate users of banking, securities and insurance products, respectively, according to "Corporate Electronic Delivery Technologies," a report from Needham, MA- based Meridien Research.

In keeping with this growth, dramatic changes are occurring in the technology infrastructure supporting the electronic delivery of corporate financial products and services. "Over 20 years, banks have been adding new forms of electronic delivery, moving from terminal emulation to DOS, then Windows and browsers without getting rid of anything," says Meridien research director Deborah Williams.

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