The Federal Home Loan Bank of Cincinnati has promoted Andrew S. Howell, its vice president of advances and credit services, to senior vice president and hired Keith B. Thurman as director of technical support.Both will report to David Hehman, executive vice president of the bank.

Mr. Howell, whose duties did not change, came to the bank in June 1989 from Huntington Bank, where for a year he had been a vice president of commercial lending. He started at the Cincinnati Fed as a credit manager and was promoted to assistant vice president in 1990 and vice president in 1994.

Mr. Thurman, whose rank is vice president, was a practice leader and manager in Cincinnati with Chicago-based MarchFirst, an Internet professional services and consulting company.

He had worked for the company and a predecessor firm, Whitman-Hart, for three years. (Whitman-Hart merged this year with USWeb to form MarchFirst.)

Wells Fargo Education Financial Services in Sioux Falls, S.D., has hired Citigroup Inc. executive Samuel L. Oriel as the vice president of sales for its western region.Mr. Oriel was a vice president of Citigroup's national off-premise ATM program. Earlier Mr. Oriel was a vice president of Latin American business partnerships and chairman of the electronic brokerage services dealing committee at Citicorp, Citigroup's predecessor.

In his new job Mr. Oriel will be based in Los Angeles and lead the sales team - seven account executives - in charge of Alaska, Arizona, California, Hawaii, Idaho, Nevada, Oregon and Washington. His goals include enhancing high school outreach programs and developing marketing and sales plans for colleges.


Dresdner RCM Global Investors, the global platform for Dresdner Bank Group's worldwide institutional asset management business outside Germany, has promoted Susan C. Gause to chief executive officer of its San Francisco-based Americas region.She will report to William L. Price, chairman and global chief investment officer of Dresdner RCM.

Ms. Gause had been chief operating officer of the region since 1998. She had played an integral role in the 1996 merger of RCM Capital Management, her employer at the time, and Dresdner Bank.

She had joined RCM in 1994 as director of finance and became chief financial officer of the asset management firm a year later. Ms. Gause had come to RCM from Citibank Bankers Leasing of San Mateo, Calif., where she was controller and chief financial officer.

Caroline M. Hirst will succeed her as chief operating officer of the Dresdner RCM region while remaining its managing director of information technology, operations, and risk management. The new role puts her in charge of finance, legal, and human resources functions.

Ms. Hirst, who will report to Ms. Gause, has more than 20 years of asset management experience in this country and the United Kingdom.

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