Farmers State Bank of Camp Point in Illinois has hired Jeffrey S. Mefford to be president, succeeding Greg Roegge who has left the bank.

Mr. Mefford was vice president of mortgage lending at Marine Bank of Springfield (Ill.). Before that he had been vice president of the retail lending division at Bank One Illinois in Springfield and a consumer lending manager for Minneapolis-based TCF Bank in Naperville, Ill.

Farmers State Bank of Camp Point is a subsidiary of $214 million-asset Illini Corp. in Springfield, Ill.

MIDDLE ATLANTIC Lakeland Bancorp in Oak Ridge, N.J., has hired Jeffrey J. Buonforte to be executive vice president and chief retail officer.Mr. Buonforte, who has 26 years of sales and retail banking experience, is to manage the retail branch network of Lakeland's subsidiary banks. He came from Bank of New York, where he was a senior vice president and regional manager in charge of marketing retail products. Earlier he worked in the retail banking department of National Community Bank, which was bought by Bank of New York in 1996.

Lakeland has $850 million of assets.

United National Bank in Bridgewater, N.J., has hired Gregory A. Haines to be a senior vice president and head of the residential mortgage department.Mr. Haines is to report to Dick Tappen, head of the real estate group at United National. He came from PNC Bank and has 27 years of banking experience.

United National, a subsidiary of United National Bancorp, has $2 billion of assets.

SOUTHEASTFirst Virginia Bank in Falls Church has promoted Mary I. Turner from vice president to senior vice president.

Ms. Turner is a trust asset manager, a post she has held since 1982. She joined the bank in 1974 as a management trainee and has also been a money market representative, security analyst, and investment officer.

First Virginia Banks Inc. has $9.4 billion of assets.

Gateway Bank and Trust Co. in Elizabeth City, N.C., has hired Steven C. Layden to be regional president in charge of its newly created Virginia operation.Mr. Layden is to oversee the opening of a Virginia Beach office this summer, the bank's first in the state. He was a senior vice president in commercial lending at Wachovia Bank's Virginia Beach office. He has 22 years of banking experience.

Gateway Bank and Trust was opened in 1998 and has $44.2 million of assets.

WESTMonterey Bay Bancorp in Watsonville, Calif., has hired C. Edward Holden to be chief executive officer of both the company and its Monterey Bay Bank, effective May 1.

He is to succeed Eugene R. Friend, who will retire from those posts but remain chairman of both boards until the 2001 shareholders meeting.

Mr. Holden, 52, was executive vice president and senior lending officer at $775 million-asset Pacific Bank in San Francisco.

Monterey Bay Bancorp has $462.8 million of assets.

Mid-State Bank in Arroyo Grande, Calif., has promoted Mike Gibson to senior vice president and controller.Mr. Gibson is to supervise the bank's financial statements and regulatory reporting. He will also be chairman of the risk and senior operating committees.

He joined Mid-State Bank in 1993. Before that he was chief financial officer at Hacienda Bank in Santa Maria, Calif., and he had been vice president of finance at the former First Interstate Bancorp in Los Angeles. He has 24 years of banking experience.

Mid-State Bank has nearly $1.4 billion of assets.

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