WASHINGTON -- Mortgage bankers are pushing Fannie Mae and Freddie Mac to offer relief to homeowners who have been shut out of the refinancing boom because of low home equity.

Lenders are asking each agency to buy refinanced mortgages with loan-to-value ratios of up to 95 percent. Currently, the agencies limit their purchase of refinanced loans to those with loan-to-value ratios of 90 percent or less.

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