WASHINGTON — The Federal Deposit Insurance Corp. provided new insight Wednesday on the vast segment of the country that lacks a meaningful relationship with a bank, releasing a study that showed one in four families go elsewhere for financial services.

In the first study of its kind, the agency said 30 million U.S. households — or roughly a quarter — were either unbanked or underbanked, translating into roughly 60 million adults. The report found unreached consumers overwhelmingly to be among minority and low-income populations.

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