The Department of Housing and Urban Development might use the newly implemented good faith estimate disclosure as a way to cap origination fees on Federal Housing Administration loans.

All lender origination fees - including yield spread premiums - are captured in 'Block 1' of the GFE. It's unclear what the cap might be, but HUD deputy assistant secretary Vicki Bott, who is in charge of FHA's single-family program, told attendees of a National Association of Mortgage Brokers conference that the issue is on the table.

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